Citatepedia^®.com

But learn that to die is a debt we must all pay.

quote by Euripides
Added by Lucian Velea
Comment! | Vote! | Copy!

Death Of The Middle Class

Oligarchs and Banksters tighten financial screws
In a bold attempt to kill the global Middle Class
Heads of State unable/unwilling to halt this ruse
The “Great Depression of 1929” we soon surpass

ROTMS

By Andrew Gavin Marshall - Global Research

We now stand at the edge of the global financial abyss of a ‘Great Global Debt Depression, ’ where nations, mired in extreme debt, are beginning to implement ‘fiscal austerity’ measures to reduce their deficits, which will ultimately result in systematic global social genocide, as the middle classes vanish and the social foundations upon which our nations rest are swept away. How did we get here? Who brought us here? Where is this road leading? These are questions I will briefly attempt to answer.

At the heart of the global political economy is the central banking system. Central banks are responsible for printing a nation’s currency and setting interest rates, thus determining the value of the currency. This should no doubt be the prerogative of a national government, however, central banks are of a particularly deceptive nature, in which while being imbued with governmental authority, they are in fact privately owned by the world’s major global banks, and are thus profit-seeking institutions. How do central banks make a profit? The answer is simple: how do all banks make a profit? Interest on debt. Loans are made, interest rates are set, and profits are made. It is a system of debt, imperial economics at its finest.

In the United States, President Woodrow Wilson signed the Federal Reserve Act in 1913, creating the Federal Reserve System, with the Board located in Washington, appointed by the President, but where true power rested in the 12 regional banks, most notably among them, the Federal Reserve Bank of New York. The regional Fed banks were private banks, owned in shares by the major banks in each region, which elected the board members to represent them, and who would then share power with the Federal Reserve Board in Washington.

In the early 1920s, the Council on Foreign Relations was formed in the United States as the premier foreign policy think tank, dominated by powerful banking interests. In 1930, the Bank for International Settlements (BIS) was created to manage German reparations payments, but it also had another role, which was much less known, but much more significant. It was to act as a “coordinator of the operations of central banks around the world.” Essentially, it is the central bank for the world’s central banks, whose operations are kept ‘strictly confidential.’ As historian Carroll Quigley wrote:

'The powers of financial capitalism had another far-reaching aim, nothing less than to create a world system of financial control in private hands able to dominate the political system of each country and the economy of the world as a whole. This system was to be controlled in a feudalist fashion by the central banks of the world acting in concert, by secret agreements arrived at in frequent private meetings and conferences. The apex of the system was to be the Bank for International Settlements in Basel, Switzerland, a private bank owned and controlled by the world’s central banks which were themselves private corporations.'

In 1954, the Bilderberg Group was formed as a secretive global think tank, comprising intellectual, financial, corporate, political, military and media elites from Western Europe and North America, with prominent bankers such as David Rockefeller, as well as European royalty, such as the Dutch royal family, who are the largest shareholders in Royal Dutch Shell, whose CEO attends every meeting. This group of roughly 130 elites meets every year in secret to discuss and debate global affairs, and to set general goals and undertake broad agendas at various meetings. The group was initially formed to promote European integration. The 1956 meeting discussed European integration and a common currency. In fact, the current Chairman of the Bilderberg Group told European media last year that the euro was debated at the Bilderberg Group.

In 1973, David Rockefeller, Chairman and CEO of Chase Manhattan Bank, Chairman of the Council on Foreign Relations and a member of the Steering Committee of the Blderberg Group, formed the Trilateral Commission with CFR academic Zbigniew Brzezinski. That same year, the oil price shocks created a wealth of oil money, which was discussed at that years Bilderberg meeting 5 months prior to the oil shocks, and the money was funneled through western banks, which loaned it to ‘third world’ nations desperately in need of loans to finance industrialization.

When Jimmy Carter became President in 1977, he appointed over two dozen members of the Trilateral Commission into his cabinet, including himself, and of course, Zbigniew Brzezinski, who was his National Security Adviser. In 1979, Carter appointed David Rockefeller’s former aide and friend, Paul Volcker, who had held various positions at the Federal Reserve Bank of New York and the U.S. Treasury Department, and who also happened to be a member of the Trilateral Commission, as Chairman of the Federal Reserve. When another oil shock took place in 1979, Volcker decided to raise interest rates from 2% in the late 70s, to 18% in the early 80s. The effect this had was that the countries of the developing world suddenly had to pay enormous interest on their loans, and in 1982, Mexico announced it could no longer afford to pay its interest, and it defaulted on its debt, which set off the 1980s debt crisis – collapsing nations in debt across Latin America, Africa and parts of Asia.

It was the IMF and the World Bank came to the ‘assistance’ of the Third World with their ‘structural adjustment programs’, which forced countries seeking assistance to privatize all state owned industries and resources, devalue their currencies, liberalize their economies, dismantle health, education and social services; ultimately resulting in the re-colonization of the ‘Third World’ as Western corporations and banks bought all their assets and resources, and ultimately created the conditions of social genocide, with the spread of mass poverty, and the emergence of corrupt national elites who were subservient to the interests of Western elites. The people in these nations would protest, riot and rebel, and the states would clamp down with the police and military.

In the West, corporations and banks saw rapid, record-breaking profits. This was the era in which the term ‘globalization’ emerged. While profits soared, wages for people in the West did not. Thus, to consume in an economy in which prices were rising, people had to go into debt. This is why this era marked the rise of credit cards fueling consumption, and the middle class became a class based entirely on debt.

In the 1990s, the ‘new world order’ was born, with America ruling the global economy, free trade agreements began integrating regional and global markets for the benefit of global banks and corporations, and speculation dominated the economy.

The global economic crisis arose as a result of decades of global imperialism – known recently as ‘globalization’ – and the reckless growth of– speculation, derivatives and an explosion of debt. As the economic crisis spread, nations of the world, particularly the United States, bailed out the major banks (which should have been made to fail and crumble under their own corruption and greed) , and now the West has essentially privatized profits for the banks, and socialized the risk. In other words, the nations bought the debt from the banks, and now the people have to pay for it. The people, however, are immersed in their own personal debt to such degrees that today, the average Canadian is $39,000 in debt, and students are graduating into a jobless market with tens to hundreds of thousands of dollars of student debt that they will never repay. Hence, we are now faced with a global debt crisis.

To manage the economic crisis, the G20 was established as the major international forum for cooperation among the 20 major economies of the world, including the major developing – or emerging – economies, such as India, Brazil, South Africa and China. At the onset of the financial crisis, China and Russia’s central banks began calling for the establishment of a global currency to replace the U.S. dollar as the world reserve currency. This proposal was backed by the UN and the IMF. It should be noted, however, that the Chinese and Russian central banks cooperate with the Western central banks through the Bank for International Settlements – which the President of the European Central Bank, Jean-Claude Trichet, recently said was the principle forum for “governance of central bank cooperation” and that the G20 is “the prime group for global economic governance.” In 2009, the IMF stated that the BIS “is the central and the oldest focal point for coordination of global governance arrangements.” The President of the European Union, appointed to the position after attending a Bilderberg meeting, declared 2009 as the “first year of global governance.” The 2009 Bilderberg meeting reported on the desire to create a global treasury, or global central bank, to manage the world economy. In 2009, prior to the Bilderberg meeting in fact, the G20 set in motion plans to make the IMF a global central bank of sorts, issuing and even printing its own currency – called Special Drawing Rights (SDRs) – which is valued against a basket of currencies. In May of 2010, the IMF Managing Director stated that “crisis is an opportunity, ” and while Special Drawing Rights are a step in the right direction, ultimately what is needed is “a new global currency issued by a global central bank, with robust governance and institutional features.” Thus, we see the emergence of a process towards the formation of a global central bank and a global currency, totally unaccountable to any nation or people, and totally controlled by global banking interests.

In 2010, Greece was plunged into a debt crisis, a crisis which is now spreading across Europe, to the U.K. and eventually to Japan and the United States. If we look at Greece, we see the nature of the global debt crisis. The debt is owed to major European and American banks. To pay the interest on the debt, Greece had to get a loan from the European Central Bank and the IMF, which forced the country to impose ‘fiscal austerity’ measures as a condition for the loans, pressuring Greece to commit social genocide. Meanwhile, the major banks of America and Europe speculate against the Greek debt, further plunging the country into economic and social crisis. The loan is granted, to pay the interest, yet simply has the effect of adding to the overall debt, as a new loan is new debt. Thus, Greece is caught in the same debt trap that re-colonized the Third World.

At the recent G20 meeting in Toronto, the major nations of the world agreed to impose fiscal austerity – or in other words, commit social genocide – within their nations, in a veritable global structural adjustment program. So now we will see the beginnings of the Great Global Debt Depression, in which major western and global nations cut social spending, create mass unemployment by dismantling health, education, and social services. Further, state infrastructure – such as roads, bridges, airports, ports, railways, prisons, hospitals, electric transmission lines and water – will be privatized, so that global corporations and banks will own the entirely of national assets. Simultaneously, of course, taxes will be raised dramatically to levels never before seen. The BIS said that interest rates should rise at the same time, meaning that interest payments on debt will dramatically increase at both the national and individual level, forcing governments to turn to the IMF for loans – likely in the form of its new global reserve currency – to simply pay the interest, and will thus be absorbing more debt. Simultaneously, of course, the middle class will in effect have its debts called in, and since the middle class exists only as an illusion, the illusion will vanish.

Already, towns, cities, and states across America are resorting to drastic actions to reduce their debts, such as closing fire stations, scaling back trash collection, turning off street lights, ending bus services and public transportation, cutting back on library hours or closing them altogether, school districts cutting down the school day, week or year. Simultaneously, this is occurring with a dramatic increase in the rate of privatizations or “public-private partnerships” in which even libraries are being privatized.

No wonder then, that this month, the Managing Director of the IMF warned that America and Europe, in the midst of the worst jobs crisis since the Great Depression, face an “explosion of social unrest.” Just yesterday, Europe experienced a wave of mass protests and social unrest in opposition to ‘austerity measures’, with a general strike in Spain involving millions of people, and a march on the EU headquarters in Brussels of nearly 100,000 people. As social unrest spreads, governments will likely react – as we saw in the case of the G20 in Toronto – with oppressive police state measures. Here, we see the true relevance of the emergence of ‘Homeland Security States’, designed not to protect people from terrorists, but to protect the powerful from the people.

So while things have never seemed quite so bleak, there is a dim and growing beacon of hope, in what Zbigniew Brzezinski has termed as the greatest threat to elite interests everywhere – the ‘global political awakening’. The global political awakening is representative of the fact that for the first time in all of human history, mankind is politically awakened and stirring, activated and aware, and that generally – as Zbigniew Brzezinski explains – generally is aware of global inequalities, exploitation, and disrespect. This awakening is largely the result of the information revolution – thus revealing the contradictory nature of the globalization project – as while it globalizes power and oppression, so too does it globalize awareness and opposition. This awakening is the greatest threat to entrenched elite interests everywhere. The awakening, while having taken root in the global south – already long subjected to exploitation and devastation – is now stirring in the west, and will grow as the economy crumbles. As the middle classes realize their consumption was an illusion of wealth, they will seek answers and demand true change, not the Wall Street packaged ‘brand-name’ change of Obama Inc., but true, inspired, and empowering change.

In 1967, Martin Luther King delivered a speech in which he spoke out against the Vietnam War and the American empire, and he stated that, “It seems as if we are on the wrong side of a world revolution.” So now it seems to me that the time has come for that to change.

Andrew Gavin Marshall is a Research Associate with the Centre for Research on Globalization (CRG) .

poem by Ray Lucero
Added by Poetry Lover
Comment! | Vote! | Copy!

Afrikaans: Sterregordels, Stilsonjare, Tydsbroekspypdinge, Haarsliert

Sterregordels

Cosmology in Afrikaans is an ode to joy, the
terms form sing-song strings with delightful
sounds “ewigbewegende elektron”
continuously spinning electron

“elektron in die hart van die atoomkorrel”
electron in the centre of the atom particle
- what a song!

“Triljoene Melkwegstelsels waaromheen ons
Melkweg elke tweehonderdmiljoenjaar
wentel – ‘n mallemeule van sterregordels…”

“Dobberende patrone, mesone en elektrone,
'n konfigurasie van konvekse novae”…

- these terms are singing to me!

A merry-go-round of star systems

Quotes from Adriaan Snyman “Die Messias Kode” (The Messiah Code) pp.9,10

Bombardement Van Frekwensies (English Explanation)

Waarmee sal ek hierdie leë oomblikke,
ankerloos, betekenisloos; aan die ewigheid
vasmaak - die gevoelsruimte in my hart

Is leeg, alle gevoel en denke het gesamentlik
in die donker duisternis van my brein ingeval
‘n laserbrein wat die hologramwêreld

Self moet konsituteer uit ‘n bombardement
van betekenislose frekwensies – maar
vandag is die ligstraalfokus uit

My pendulumgedagtes swaai ongefokus rond
die opgerolde, ingevoude ses-en-twintig of
meer dimensies van die virtuele werklikheid

Wil nie vir my oopgaan nie…

All thought and feeling fell into the black hole in my brain and the twenty-six or more rolled-up frequencies of reality does not want to open for me today…

Geloof In Liefde - Faith In Love

[...] Read more

poem by Margaret Alice
Added by Poetry Lover
Comment! | Vote! | Copy!

Over Now

Good night...
Yeah, its over now, but I can breathe somehow
When its all worn out, Id rather go without
You know its been on my mind
Could you stand right there
Look me straight in the eye and say
That its over now
We pay our debt sometime
Well its over now, yet I can see somehow
When its all gone wrong, its hard to be so strong
You know its been on my mind
Could you stand right there
Look me straight in the eye and say
That its over now
We pay our debt sometime
Yeah, we pay our debt sometime
We pay our debt sometime
Yeah, we pay our debt sometime
Guess its over now, I seem alive somehow
When its out of sight, just wait and do your time
You know its been on my mind
Could I stand right here
Look myself in the eye and say
That its over now
We pay our debt sometime
Yeah, we pay our debt sometime
We pay our debt sometime
Yeah, we pay our debt sometime

song performed by Alice In Chains
Added by Lucian Velea
Comment! | Vote! | Copy!

Die Schwalbenhode

1.

weh unser guter kaspar ist tot
wer trägt nun die brennende fahne im zopf wer dreht die
kaffeemühle
wer lockt das idyllische reh
auf dem meer verwirrte er die schiffe mit dem wörtchen
parapluie und die winde nannte er bienenvater
weh weh weh unser guter kaspar ist tot heiliger bimbam
kaspar ist tot
die heufische klappern in den glocken wenn man seinen vornamen
ausspricht darum seufze ich weiter kaspar
kaspar kaspar
warum bist du ein stern geworden oder eine kette aus wasser
an einem heißen wirbelwind oder ein euter aus
schwarzem licht oder ein durchsichtiger Ziegel an der
stöhnenden trommel des felsigen wesens
jetzt vertrocknen unsere scheitel und sohlen und die feen
liegen halbverkohlt auf den scheiterhaufen

2.

jetzt donnert hinter der sonne
die schwarze kegelbahn und keiner zieht mehr die kompasse
und die räder der schiebkarren auf
wer ißt nun mit der ratte am einsamen tisch wer verjagt den
teufel wenn er die pferde verführen will wer erklärt uns
die monogramme in den sternen
seine büste wird die kamine aller wahrhaft edlen menschen
zieren doch das ist kein trost und schnupftabak für einen
totenkopf

3.

auf den wasserkanzeln bewegten die kaskadeure ihre
fähnchen wie figura 5 zeigt
die abenteurer mit falschen bärten und diamantenen hufen
bestiegen vermittels aufgeblasener walfischhäute
schneiend das podium
der große geisterlöwe harun al raschid sprich harung al radi
gähnte dreimal und zeigte seine vom rauchen schwarz
gewordenen zähne
die merzerisierten klapperschlangen wickelten sich von ihren
spulen mähten ihr getreide und verschlossen es in steine
aus dem saum des todes traten die augen der jungen sterne
nach der geißelung auf der sonnenbacke tanzten die hufe des
esels auf flaschenköpfen
die toten fielen wie flocken von den ledernen türmen
wieviel totengerippe drehten die räder der tore
als der wasserfall dreimal gekräht hatte erblich seine tapete bis

[...] Read more

poem by Jean Arp
Added by Poetry Lover
Comment! | Vote! | Copy!

Learn

when broken
learn
when happy
learn
when bored
learn
when you float and does not know what to do
learn just the same
when filled with idealism
learn
when fed with what you cannot swallow
learn again
when the times get rough and you want to kill yourself
learn, learn, learn
you still have many things to learn
faces of life
bodies of life
learn, learn, learn everything
do not surrender

for in truth, you do not do what you only want
you will also do what you are told to do
no questions asked
or you will be left out
or you will be not a part of the picture
this life
learn, learn, learn, always learn
do not surrender
live, learn, live, learn
you will soon do all that others will tell you
learn, learn and learn again

and sooner you will have learned everything
and then do what you want to do
with firm conviction
you know now what is right
and that is what you will do,

now without even being told
you have become yourself

but still learn, learn, and learn again
because

you might be wrong,
try thinking some more, learn
relearn, learn, learn, learn, forevermore....

poem by Ric S. Bastasa
Added by Poetry Lover
Comment! | Vote! | Copy!

You Learn

I recommend getting your heart trampled on to anyone
I recommend walking around naked in your living room
Swallow it down (what a jagged little pill)
It feels so good (swimming in your stomach)
Wait until the dust settles

You live you learn
You love you learn
You cry you learn
You lose you learn
You bleed you learn
You scream you learn

I recommend biting off more then you can chew to anyone
I certainly do
I recommend sticking your foot in your mouth at any time
Feel free
Throw it down (the caution blocks you from the wind)
Hold it up (to the rays)
You wait and see when the smoke clears

You live you learn
You love you learn
You cry you learn
You lose you learn
You bleed you learn
You scream you learn

Wear it out (the way a three-year-old would do)
Melt it down (you're gonna have to eventually anyway)
The fire trucks are coming up around the bend

You live you learn
You love you learn
You cry you learn
You lose you learn
You bleed you learn
You scream you learn

You grieve you learn
You choke you learn
You laugh you learn
You choose you learn
You pray you learn
You ask you learn
You live you learn

song performed by Alanis Morissette from Jagged Little Pill
Added by Lucian Velea
Comment! | Vote! | Copy!

Learn

Learn, learn, learn,—
Our beautiful world is not a field for sheep;
Not just a place wherein to laugh and weep,
To eat and drink, to dance and sigh and sleep,
And then to moulder into senseless dust.

Learn, learn, learn,—
Look up and learn—you cannot look too high!
Not for the earthly wealth which brains can buy,
Not for the sake of gold and luxury—
Treasures corrupted by the moth and rust.

Learn, learn, learn,—
As one in whom the Lord has breathed His breath,
And aye redeemèd from the power of death—
Not as the dumb brute-beast that perisheth,
Not as a soulless, thoughtless, thankless clod.

Learn, learn, learn,—
With love and awe and patience—not in haste;
Drink deeply,—do not pass by with a taste;
O make your land a garden, not a waste!—
Your mind bright, to reflect the face of God.

Learn, learn, learn,—
The mystic beauty and the truth of life;
Search out the treasures whereof earth is rife,
Search on all sides, with pain and prayer and strife;
Search even into darkness. Do not fear.

Learn, learn, learn,—
With a true, steadfast heart, lay up your hoard;
God will sort out the treasures you have stored,
And set them in His bright light, afterward.
He will make all your difficulties clear.

Learn, learn, learn,—
Death is no breaking at a certain place;
We only pause there for a little space.
And then—you would not shame Him to His face?—
You, in His Image and own Likeness made!

Learn, learn, learn,—
Walk with wide-open eyes and reverent heart.
Worship as God the beautiful in art.
Though you see now but dimly, and in part,
All shall be clear in time. Be not afraid.

poem by Ada Cambridge
Added by Poetry Lover
Comment! | Vote! | Copy!

Ladies Pay

All the sailors theyre all home from leave
And everybodys waiting for them to try to deceive
The storekeepers have drawn their lace curtains bare
And all the women and the wee young girls all waiting there
Oh, but how the ladies pay
Oh, if they only knew how the ladies pay
Yeah now, how the ladies pay
Oh, when the men theyve gone away
Nobody is standing on upon the door
And nobody is feeding any of the poor
The poor sick soldier lies in bed beside his girl
Thinking of another place on the other side of the world
Ah
How the ladies pay
Oh-oh, oh, how the ladies pay
When the men theyve gone away
Oh, I wish I knew how the ladies pay
Day and night, night and day
How the ladies pay
Day and night, night and day
How the ladies pay
Day and night
Night and day
Day and night
Day and night, night and day, ladies pay now
Night and day, day and night
How the ladies pay
Day and night, night and day
How the ladies pay
Day and night now
Night and day and now
How the pay now
Oh, how the pay now
Ladies pay, ladies pay
Ah, ladies pay the way now
Ladies pay, ah, ladies pay
Ah, ladies pay
Night and day, night and day, night and day
Oh, how the ladies pay
Oh, night and day, night and day, night and day
Oh, how the ladies pay

song performed by Lou Reed
Added by Lucian Velea
Comment! | Vote! | Copy!

VI. Giuseppe Caponsacchi

Answer you, Sirs? Do I understand aright?
Have patience! In this sudden smoke from hell,—
So things disguise themselves,—I cannot see
My own hand held thus broad before my face
And know it again. Answer you? Then that means
Tell over twice what I, the first time, told
Six months ago: 't was here, I do believe,
Fronting you same three in this very room,
I stood and told you: yet now no one laughs,
Who then … nay, dear my lords, but laugh you did,
As good as laugh, what in a judge we style
Laughter—no levity, nothing indecorous, lords!
Only,—I think I apprehend the mood:
There was the blameless shrug, permissible smirk,
The pen's pretence at play with the pursed mouth,
The titter stifled in the hollow palm
Which rubbed the eyebrow and caressed the nose,
When I first told my tale: they meant, you know,
"The sly one, all this we are bound believe!
"Well, he can say no other than what he says.
"We have been young, too,—come, there's greater guilt!
"Let him but decently disembroil himself,
"Scramble from out the scrape nor move the mud,—
"We solid ones may risk a finger-stretch!
And now you sit as grave, stare as aghast
As if I were a phantom: now 't is—"Friend,
"Collect yourself!"—no laughing matter more—
"Counsel the Court in this extremity,
"Tell us again!"—tell that, for telling which,
I got the jocular piece of punishment,
Was sent to lounge a little in the place
Whence now of a sudden here you summon me
To take the intelligence from just—your lips!
You, Judge Tommati, who then tittered most,—
That she I helped eight months since to escape
Her husband, was retaken by the same,
Three days ago, if I have seized your sense,—
(I being disallowed to interfere,
Meddle or make in a matter none of mine,
For you and law were guardians quite enough
O' the innocent, without a pert priest's help)—
And that he has butchered her accordingly,
As she foretold and as myself believed,—
And, so foretelling and believing so,
We were punished, both of us, the merry way:
Therefore, tell once again the tale! For what?
Pompilia is only dying while I speak!
Why does the mirth hang fire and miss the smile?
My masters, there's an old book, you should con
For strange adventures, applicable yet,

[...] Read more

poem by Robert Browning from The Ring and the Book
Added by Veronica Serbanoiu
Comment! | Vote! | Copy!

Heart-shaped Box

She eyes me like a pisces when I am weak
Ive been locked inside your heart-shaped box for weeks
Ive been drawn into your magnet tar pit trap
I wish I could eat your cancer when you turn back (alt: ... when you turn black)
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Hey! wait! (alt: hate! haight!)
Ive got a new complaint
Forever in debt to your priceless advice
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Your advice
Meat-eating orchids forgive no one just yet
Cut myself on angels hair and babys breath
Broken hymen of your highness Im left black
Throw down your umbilical noose so I can climb right back
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Your advice
She eyes me like a pisces when I am weak
Ive been locked inside your heart-shaped box for weeks
Ive been drawn into your magnet tar pit trap
I wish I could eat your cancer when you turn back (alt: ... when you turn black)
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Hey! wait!
Ive got a new complaint
Forever in debt to your priceless advice
Your advice (x3)

song performed by Nirvana
Added by Lucian Velea
Comment! | Vote! | Copy!

Social Insecurity

Strapped Seniors use credit cards ‘stead of cash
To stay afloat, after losing their stocks n’ bonds
Yet more victims of another Wall Street crash
“Let them eat cake” is what the Fed responds

ROTMS

From Reuters Article 10/23/2010
Retired and broke: Why retirees are declaring bankruptcy

For more and more seniors, retirement doesn’t mean a debt-free life of leisure. An increasing number of Americans aged 65 and older are declaring bankruptcy, according to a recent study by John Pottow, professor of law at the University of Michigan Law School.
Those aged 65 and older represented seven percent of bankruptcy filers in 2007, a mind-boggling jump from 1991. They are the “fastest-growing age demographic, ” according to Pottow’s study.
What’s the culprit for so much debt? Credit cards. Two-thirds of Americans who filed for bankruptcy said credit cards were the key reason for their financial problems, according to Pottow’s research. Besides having more credit card debt compared with younger bankruptcy filers,44.8 percent of those aged 65 and older also had more plastic in their wallets. “They’re using credit cards as a maladaptive coping mechanism, ” Pottow says.
Stephanie Osterland, a supervisor in the bankruptcy department at GreenPath debt solutions, sees an increasing number of seniors living beyond their means. Says Osterland: “They’re just trying to live off of a fixed income, and that’s usually Social Security. Maybe they have a small pension. We find they’ve used credit cards to supplement that income and expenses or they just end up getting into a lot of medical debt.”
In addition to escalating medical expenses, seniors have seen their portfolios hit hard by the lagging stock market. Carolyn Rodi of Saving Your American Dream says those considering bankruptcy should see a credit counselor at a non-profit organization to get their finances in order.
Credit counselors, such as those at GreenPath, help the elderly deal with a stressful situation. “We try to help them focus on what it’s going to look like” after they get out of debt, Osterland says.
Rodi also recommends that potential bankruptcy filers seek out pro-bono legal aid. “There are a lot of elderly people that are being taken advantage of by bankruptcy attorneys and mortgage brokers who are advising them improperly to pay for the bankruptcy, take out a reverse mortgage or to do things that aren’t in their best interest, ” she says. ”If you have no income, why should you borrow to pay someone when you can get free legal aid? ”
What are the chances of a senior paying off his or her debts? It’s difficult to determine, especially because seniors tend to be on a fixed income. And while finding a job — such as a WalMart greeter — seems like a viable option, it is not necessarily feasible for all seniors to work.
In addition, whether or not a person declares Chapter 7 (which involves the liquidation of one’s assets) or Chapter 13 (which allows debt restructuring) bankruptcy can be a significant factor in determining what one’s lifestyle will be. “If you have to file for Chapter 7 bankruptcy, you may be able to find affordable housing that allows you to just get by, ” says Rodi. “Chapter 13 lets you keep your house and doesn’t touch your retirement savings.”
Regardless, filing for bankruptcy is very stressful for anyone. “A lot of our clients in that post-retirement age have a hard time coming to grips with their situation, ” Osterland says. “It’s very emotional for them. We try to focus on the future and see if this debt can be lifted off their shoulders.”

poem by Ray Lucero
Added by Poetry Lover
Comment! | Vote! | Copy!

XI. Guido

You are the Cardinal Acciaiuoli, and you,
Abate Panciatichi—two good Tuscan names:
Acciaiuoli—ah, your ancestor it was
Built the huge battlemented convent-block
Over the little forky flashing Greve
That takes the quick turn at the foot o' the hill
Just as one first sees Florence: oh those days!
'T is Ema, though, the other rivulet,
The one-arched brown brick bridge yawns over,—yes,
Gallop and go five minutes, and you gain
The Roman Gate from where the Ema's bridged:
Kingfishers fly there: how I see the bend
O'erturreted by Certosa which he built,
That Senescal (we styled him) of your House!
I do adjure you, help me, Sirs! My blood
Comes from as far a source: ought it to end
This way, by leakage through their scaffold-planks
Into Rome's sink where her red refuse runs?
Sirs, I beseech you by blood-sympathy,
If there be any vile experiment
In the air,—if this your visit simply prove,
When all's done, just a well-intentioned trick,
That tries for truth truer than truth itself,
By startling up a man, ere break of day,
To tell him he must die at sunset,—pshaw!
That man's a Franceschini; feel his pulse,
Laugh at your folly, and let's all go sleep!
You have my last word,—innocent am I
As Innocent my Pope and murderer,
Innocent as a babe, as Mary's own,
As Mary's self,—I said, say and repeat,—
And why, then, should I die twelve hours hence? I—
Whom, not twelve hours ago, the gaoler bade
Turn to my straw-truss, settle and sleep sound
That I might wake the sooner, promptlier pay
His due of meat-and-drink-indulgence, cross
His palm with fee of the good-hand, beside,
As gallants use who go at large again!
For why? All honest Rome approved my part;
Whoever owned wife, sister, daughter,—nay,
Mistress,—had any shadow of any right
That looks like right, and, all the more resolved,
Held it with tooth and nail,—these manly men
Approved! I being for Rome, Rome was for me.
Then, there's the point reserved, the subterfuge
My lawyers held by, kept for last resource,
Firm should all else,—the impossible fancy!—fail,
And sneaking burgess-spirit win the day.
The knaves! One plea at least would hold,—they laughed,—
One grappling-iron scratch the bottom-rock

[...] Read more

poem by Robert Browning from The Ring and the Book
Added by Veronica Serbanoiu
Comment! | Vote! | Copy!

The Price You Pay

(bruce springsteen)
You make up your mind, you choose the chance you take
You ride to where the highway ends and the desert breaks
Out on through an open road you ride until the day
You learn to sleep at night with the price you pay
Now with their hands held high, they reached out for the open skies
And then with their last breath
They built the roads they would ride to their deaths
Driving on through the night unable to break away
>from the restless pull of the price you pay
Oh, the price you pay, oh, the price you pay
Now you cant walk away from the price you pay
Now theyve come so far and theyve waited so long
Just to end up caught in a dream where everything goes wrong
Where the dark of night holds back the light of the day
And you gotta stand and fight for the price you pay
Oh, the price you pay, oh, the price you pay
Now you cant walk away from the price you pay
Little girl down on the strand
With that pretty little baby in your hands
Do you remember the story of the promised land
How he crossed the desert sands
And could not enter the chosen land
On the banks of the river he stayed
To face the price you pay
So let the games start
You better run you little wild heart
You can run through all the nights and all the days
But just across the county line
A stranger passin through put up a sign
That counts so many fallen away
To the price you pay,
Oh, the price you pay, oh, the price you pay
Now you cant walk away from the price you pay
Oh, the price you pay, oh, the price you pay
Now you cant walk away from the price you pay

song performed by Emmylou Harris
Added by Lucian Velea
Comment! | Vote! | Copy!

Die Die My Darling

(originally recorded by the misfits)
Ah
Yeah
Die, die, die my darling
Dont utter a single word
Die, die, die my darling
Just shut your pretty eyes
Ill be seeing you again
Yeah, Ill be seeing you, in hell
So dont cry to me oh baby
Your futures in an oblong box
Dont cry to me oh baby
You should have seen it a-coming on
Dont cry to me oh baby
I dont know it was in your card
Dont cry to me oh baby
Dead-end soul for a dead-end girl
Dont cry to me oh baby
And now your life drains on the floor
Dont cry to me oh baby
Die, die, die my darling
Dont utter a single word
Die, die, die my darling
Just shut your pretty mouth
Ill be seeing you again, yeah-yeah
Ill be seeing you, in hell
Dont cry to me oh baby
Your futures in an oblong box
Dont cry to me oh baby
You should have seen it a-coming on
Dont cry to me oh baby
I dont know it was in your card
Dont cry to me oh baby
Dead-end soul for a dead-end girl
Dont cry to me oh baby
And now your life drains on the floor
Dont cry to me oh baby
Die, die, die my darling
Dont utter a single word
Die, die, die my darling
Shut your pretty mouth
Ill be seeing you again
Ill be seeing you, in hell
Die-die-die
Die-die-die
Die-die-die
Die

song performed by Metallica
Added by Lucian Velea
Comment! | Vote! | Copy!

I Believe I'm Gonna Die

Dark rewrite of R Kelly's I Believe I Can Fly

I now know
I've been told that no longer can I go on
All because against God I committed such an awful wrong
Thought I knew the meaning of true love
Too late I discovered
It was just the devil's lust
Found in the wrong one's arms
If only I had't rode it then maybe I would't have caught it
If only I had't let myself fall for it then maybe I would't be having to live through it

Chorus

I believe I'm gonna die
I believe it because of all the unprotected things
All the naughty, unprotected things I did with that last guy
I suffer for it every night and day
I believe he's the one who made me this way
He's the one who made me feel so sore
'Cause I let him pound it so hard through my wide open door
I believe I'm gonna die
I believe I'm gonna die
I believe I'm gonna die

So alone
Feels like I'm on the cusp
On the verge of breaking down
Sometimes the silence in this room is so loud
I feel as if there's nothing, no miracle left in this life that I can achieve
As ever stronger, the weakness grows inside of me
If only I had't rode it then maybe I would't have caught it
If only I had't let myself fall for it then maybe I would't be having to live through it

I believe I'm gonna die
I believe it because of all the unprotected things
All the naughty, unprotected things I did with that last guy
I suffer for it every night and day
I believe he's the one who made me this way
He's the one who made me feel so sore
'Cause I let him pound it so hard through my wide open door
I believe I'm gonna die
I believe I'm gonna die
I believe I'm gonna die

Hey, Markus, 'cause I fell so blindly in love with you
Oh.....

If only I had't rode it then maybe I would't have caught it
If only I had't let myself fall for it then maybe I would't be having to live through it

[...] Read more

poem by Ramona Thompson
Added by Poetry Lover
Comment! | Vote! | Copy!

Canto the Second

I
Oh ye! who teach the ingenuous youth of nations,
Holland, France, England, Germany, or Spain,
I pray ye flog them upon all occasions,
It mends their morals, never mind the pain:
The best of mothers and of educations
In Juan's case were but employ'd in vain,
Since, in a way that's rather of the oddest, he
Became divested of his native modesty.

II
Had he but been placed at a public school,
In the third form, or even in the fourth,
His daily task had kept his fancy cool,
At least, had he been nurtured in the north;
Spain may prove an exception to the rule,
But then exceptions always prove its worth -—
A lad of sixteen causing a divorce
Puzzled his tutors very much, of course.

III
I can't say that it puzzles me at all,
If all things be consider'd: first, there was
His lady-mother, mathematical,
A—never mind; his tutor, an old ass;
A pretty woman (that's quite natural,
Or else the thing had hardly come to pass);
A husband rather old, not much in unity
With his young wife—a time, and opportunity.

IV
Well—well, the world must turn upon its axis,
And all mankind turn with it, heads or tails,
And live and die, make love and pay our taxes,
And as the veering wind shifts, shift our sails;
The king commands us, and the doctor quacks us,
The priest instructs, and so our life exhales,
A little breath, love, wine, ambition, fame,
Fighting, devotion, dust,—perhaps a name.

V
I said that Juan had been sent to Cadiz -—
A pretty town, I recollect it well -—
'T is there the mart of the colonial trade is
(Or was, before Peru learn'd to rebel),
And such sweet girls—I mean, such graceful ladies,
Their very walk would make your bosom swell;
I can't describe it, though so much it strike,
Nor liken it—I never saw the like:

[...] Read more

poem by Byron from Don Juan (1824)
Added by Veronica Serbanoiu
Comment! | Vote! | Copy!

Tom Zart's 52 Best Of The Rest America At War Poems

SONS AND DAUGHTERS OF WORLD WAR III

The White House
Washington
Tom Zart's Poems

March 16,2007
Ms. Lillian Cauldwell
President and Chief Executive Officer
Passionate Internet Voices Radio
Ann Arbor Michigan

Dear Lillian:
Number 41 passed on the CDs from Tom Zart. Thank you for thinking of me. I am thankful for your efforts to honor our brave military personnel and their families. America owes these courageous men and women a debt of gratitude, and I am honored to be the commander in chief of the greatest force for freedom in the history of the world.
Best Wishes.

Sincerely,

George W. Bush

SONS AND DAUGHTERS OF WORLD WAR III

Our sons and daughters serve in harm's way
To defend our way of life.
Some are students, some grandparents
Many a husband or wife.

They face great odds without complaint
Gambling life and limb for little pay.
So far away from all they love
Fight our soldiers for whom we pray.

The plotters and planners of America's doom
Pledge to murder and maim all they can.
From early childhood they are taught
To kill is to become a man.

They exploit their young as weapons of choice
Teaching in heaven, virgins will await.
Destroying lives along with their own
To learn of their falsehoods too late.

The fearful cry we must submit
And find a way to soothe them.
Where defenders worry if we stand down
The future for America is grim.

[...] Read more

poem by Tom Zart
Added by Poetry Lover
Comment! | Vote! | Copy!

Luxurious

Working so hard, every night and day
And now we get the pay back
Trying so hard, saving up the paper
Now we get to lay back
Working so hard, every night and day
And now we get the pay back, the pay back, the pay back
Champagne kisses, hold me in your lap of luxury
I only want to fly first-class desires, you're my limousine
So elegant, the way we ride, our passion, it just multiplies
There's platinum lightning in the sky
Look I'm livin' like a queen
This kind of love is getting expensive
We know how to live, baby
We're luxurious, like Egyptian cotton
We're so rich in love, we're rollin' in cashmere
Got it in fifth gear, baby
Diamond in the rough is lookin' so sparkly
Working so hard, every night and day
And now we get the pay back
Trying so hard, saving up the paper
Now we get to lay back
Working so hard, every night and day
And now we get the pay back, the pay back, the pay back
Sugar, honey, sexy baby
When we touch it turns to gold
Sensitive and delicate, kinda like a tuberose
You know you are my treasure chest
It's pure perfection when we kiss and
You're my Mr., I'm your Miss
Gonna be until we're old
This kind of love is getting expensive
We know how to live, baby
We're luxurious, like Egyptian cotton
Working so hard, every night and day
And now we get the pay back
Trying so hard, saving up the paper
Now we get to lay back
Working so hard, every night and day
And now we get the pay back, the pay back, the pay back
[2x]
Cha-ching, cha-ching, we're loaded and we're not gonna blow it
Cha-ching, cha-ching, we're hooked up with the love cause we grow it
Cha-ching, cha-ching, we got hydroponic love and we're smokin'
Cha-ching, cha-ching, we burn it, you and I, we are so lit
And we're so rich in love, we're rollin' in cashmere
Got it in fifth gear, baby
Diamond in the rough is lookin' so sparkly
Working so hard, every night and day
And now we get the pay back
Trying so hard, saving up the paper

[...] Read more

song performed by Gwen Stefani
Added by Lucian Velea
Comment! | Vote! | Copy!

Venus and Adonis

Even as the sun with purple-colour'd face
Had ta'en his last leave of the weeping morn,
Rose-cheek'd Adonis tried him to the chase;
Hunting he lov'd, but love he laugh'd to scorn;
Sick-thoughted Venus makes amain unto him,
And like a bold-fac'd suitor 'gins to woo him.
'Thrice fairer than myself,' thus she began,
'The field's chief flower, sweet above compare,
Stain to all nymphs, more lovely than a man,
More white and red than doves or roses are;
Nature that made thee, with herself at strife,
Saith that the world hath ending with thy life.
'Vouchsafe, thou wonder, to alight thy steed,
And rein his proud head to the saddle-bow;
If thou wilt deign this favour, for thy meed
A thousand honey secrets shalt thou know:
Here come and sit, where never serpent hisses;
And being set, I'll smother thee with kisses:
'And yet not cloy thy lips with loath'd satiety,
But rather famish them amid their plenty,
Making them red and pale with fresh variety;
Ten kisses short as one, one long as twenty:
A summer's day will seem an hour but short,
Being wasted in such time-beguiling sport.'
With this she seizeth on his sweating palm,
The precedent of pith and livelihood,
And, trembling in her passion, calls it balm,
Earth's sovereign salve to do a goddess good:
Being so enrag'd, desire doth lend her force
Courageously to pluck him from his horse.
Over one arm the lusty courser's rein
Under her other was the tender boy,
Who blush'd and pouted in a dull disdain,
With leaden appetite, unapt to toy;
She red and hot as coals of glowing fire
He red for shame, but frosty in desire.
The studded bridle on a ragged bough
Nimbly she fastens;--O! how quick is love:--
The steed is stalled up, and even now
To tie the rider she begins to prove:
Backward she push'd him, as she would be thrust,
And govern'd him in strength, though not in lust.
So soon was she along, as he was down,
Each leaning on their elbows and their hips:
Now doth she stroke his cheek, now doth he frown,
And 'gins to chide, but soon she stops his lips;
And kissing speaks, with lustful language broken,
'If thou wilt chide, thy lips shall never open.'
He burns with bashful shame; she with her tears
Doth quench the maiden burning of his cheeks;

[...] Read more

poem by William Shakespeare (1593)
Added by Dan Costinaş
Comment! | Vote! | Copy!

Venus and Adonis

'Vilia miretur vulgus; mihi flavus Apollo
Pocula Castalia plena ministret aqua.'

To the right honorable Henry Wriothesly, Earl of Southampton, and Baron of Tichfield.
Right honorable.

I know not how I shall offend in dedicating my unpolished lines to your lordship, nor how the world will censure me for choosing so strong a prop to support so weak a burden only, if your honour seem but pleased, I account myself highly praised, and vow to take advantage of all idle hours, till I have honoured you with some graver labour. But if the first heir of my invention prove deformed, I shall be sorry it had so noble a god-father, and never after ear so barren a land, for fear it yield me still so bad a harvest. I leave it to your honourable survey, and your honour to your heart's content; which I wish may always answer your own wish and the world's hopeful expectation.

Your honour's in all duty.

Even as the sun with purple-colour'd face
Had ta'en his last leave of the weeping morn,
Rose-cheek'd Adonis hied him to the chase;
Hunting he loved, but love he laugh'd to scorn;
Sick-thoughted Venus makes amain unto him,
And like a bold-faced suitor 'gins to woo him.
'Thrice-fairer than myself,' thus she began,
'The field's chief flower, sweet above compare,
Stain to all nymphs, more lovely than a man,
More white and red than doves or roses are;
Nature that made thee, with herself at strife,
Saith that the world hath ending with thy life.
'Vouchsafe, thou wonder, to alight thy steed,
And rein his proud head to the saddle-bow;
If thou wilt deign this favour, for thy meed
A thousand honey secrets shalt thou know:
Here come and sit, where never serpent hisses,
And being set, I'll smother thee with kisses;
'And yet not cloy thy lips with loathed satiety,
But rather famish them amid their plenty,
Making them red and pale with fresh variety,
Ten kisses short as one, one long as twenty:
A summer's day will seem an hour but short,
Being wasted in such time-beguiling sport.'
With this she seizeth on his sweating palm,
The precedent of pith and livelihood,
And trembling in her passion, calls it balm,
Earth's sovereign salve to do a goddess good:
Being so enraged, desire doth lend her force
Courageously to pluck him from his horse.
Over one arm the lusty courser's rein,
Under her other was the tender boy,
Who blush'd and pouted in a dull disdain,
With leaden appetite, unapt to toy;
She red and hot as coals of glowing fire,
He red for shame, but frosty in desire.
The studded bridle on a ragged bough
Nimbly she fastens:--O, how quick is love!--
The steed is stalled up, and even now
To tie the rider she begins to prove:

[...] Read more

poem by William Shakespeare
Added by Veronica Serbanoiu
Comment! | Vote! | Copy!