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Mutual funds have historically offered safety and diversification. And they spare you the responsibility of picking individual stocks.

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Picking It Up

Picking it up.
Picking it up.
Picking it up,
From the middle can be critical.
Picking it up.
Picking it up.
Picking it up...
Like that does not ensure,
Self assurance to occur.

Picking it up.
Picking it up.
Picking it up,
From the middle can be critical.
Picking it up.
Picking it up.
Picking it up...
Like that does not ensure,
Self assurance to occur.

It is a strategy that one should seek.
With satisfaction first examined.
To make sure that one increases harmony!
With a proactive way,
Of life to live.

Picking it up.
Picking it up.
Picking it up,
From the middle can be critical.

It is the heat that one releases.
When nothing satisfies to analyzing eyes...
Only seeing with a vision that's fixed.
As if in a tunnel,
To rip through quick.

It's not a riddle when one plays it second fiddle,
Oh...
Picking it up.
Picking it up.
Picking it up,
From the middle can be critical.
Picking it up.
Picking it up.
Picking it up,
With proactive actions to prevent blurs.

And...
Don't be vague!

[...] Read more

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Picking From A Grab Bag

Pick one.
Go ahead and pick one.
Just only pick one...
And pull it from the grab bag.

Pick one.
Why don't you pick one.
Just pick up any one,
And...
Pull it from the grab bag.

Do the children learn their ABC's,
Picking from a grab bag.
Is this the best that it can be,
To...
Pick from a grab bag.
What's learn by,
Picking from a grab bag.
What's earned by,
Picking from a grab bag.
Who teaches,
Picking from a grab bag.
Who preaches,
Picking from a grab bag.
And what lessons are really learned?

Who,
Teaches...
Picking from a grab bag.
Who preaches,
Picking from a grab bag.
What's learn by,
Picking from a grab bag.
What's earned by,
Picking from a grab bag.
And...
What lessons are really learned,
Picking from a grab bag.
Picking from a grab bag.
Picking from a grab bag.
Picking from a grab bag.

Who teaches,
Picking from a grab bag.
Who preaches,
Picking from a grab bag.
And...
What lessons are really learned,
Picking from a grab bag.
And...

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Picking Teachers For Their Leader

Strangers!
Come before the darkness of night,
Crawls.
As twilight escorts the rising moon!
Strangers...
Known in dreams.
Whisper of their presence unseen.
But felt...
By a familiar comfort embraced.

My steps cease to seek a quickened pace.
There is no wish for leaving.
I am told in my mind I should stay.
Soft voices dance within rainbowed light!
Sparkling to convince...
I should pray with faith.
And they would make my life right!

Picking teachers for their Leader.
For the One never shown.
The One who through scriptures...
Repeated to make appear,
But left still for them to go unknown.

Picking teachers for their Leader.
How they do it like it's done...
When they come,
Nobody knows.

Their picking teachers for their Leader.
They say He's number One.
Like none other like He,
Upon me with gifts bestowed!

Strangers!
Come before the darkness of night,
Crawls.
As twilight escorts the rising moon!
Strangers...
Known in dreams.
Whisper of their presence unseen.
But felt...
By a familiar comfort embraced.

Their picking teachers for their Leader.
As God demands.
Their picking teachers for their Leader.
As God Commands.
Their picking teachers for their Leader.
And I understand...

[...] Read more

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Spare Me A Little Of Your Love

Why not lie here
In-a my arms
And just listen to the night.
You must know that you have
Certain charms,
And I feel,
And I feel the time is right.
Spare me a little,
Spare me a little,
Spare me a little of your love.
Spare me a little,
Spare me a little,
Spare me a little of your love.
And I know that i
Feel much more
In-a
Every single way,
[ended / and its ? ] not the same
As before, it gets
Stronger [stronger],
Stronger every day.
Spare me a little,
Spare me a little,
Spare me a little of your love.
Spare me a little,
Spare me a little,
Spare me a little of your love.
Now I know how the
Sun must feel
Every time it shines,
And I know that
This is real and i
Want you to be mine.
So, spare me a little,
Spare me a little,
Spare me a little of your love.
Spare me a little,
Spare me a little,
Spare me a little of your love.
Come on, spare me a little,
Spare me a little,
Spare me a little of your love.
One more time,
Spare me a little,
Spare me a little,
Spare me a little of your love.

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Safety Dance

Ssss-aaaa-ffff-eeee-tttt-yyyy
Safety-dance!
Ah we can dance if we want to, we can leave your friends behind
Cause your friends dont dance and if they dont dance
Well theyre are no friends of mine
I say, we can go where we want to, a place where they will never find
And we can act like we come from out of this world
Leave the real one far behind,
And we can dance
We can dance if we want to, we can leave your friends behind
Cause your friends dont dance and if they dont dance
Well theyre are no friends of mine
I say, we can go where we want to a place where they will never find
And we can act like we come from out of this world
Leave the real one far behind
And we can dance.
Dancez!
Ah we can go when we want to the night is young and so am i
And we can dress real neat from our hats to our feet
And surprise em with the victory cry
I say we can act if want to if we dont nobody will
And you can act real rude and totally removed
And I can act like an imbecile
I say we can dance, we can dance everything out control
We can dance, we can dance were doing it wall to wall
We can dance, we can dance everybody look at your hands
We can dance, we can dance everybody takin the chance
Safety dance
Oh well the safety dance
Ah yes the safety dance
Ssss-aaaa-ffff-eeee-tttt-yyyy
Safety-dance
We can dance if we want to, weve got all your life and mine
As long as we abuse it, never gonna lose it
Everythingll work out right
I say, we can dance if we want to we can leave your friends behind
Cause your friends dont dance and if they dont dance
Well theyre are no friends of mine
I say we can dance, we can dance everything out of control
We can dance, we can dance were doing it wall to wall
We can dance, we can dance everybody look at your hands
We can dance, we can dance everybodys takin the chance
Oh well the safety dance
Ah yes the safety dance
Oh well the safety dance
Oh well the safety dance
Oh yes the safety dance
Oh the safety dance yeah
Oh its the safety dance
Its the safety dance

[...] Read more

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The Safety Dance

Ssss-aaaa-ffff-eeee-tttt-yyyy
Safety-dance!
Ah we can dance if we want to, we can leave your friends behind
Cause your friends dont dance and if they dont dance
Well theyre are no friends of mine
I say, we can go where we want to, a place where they will never find
And we can act like we come from out of this world
Leave the real one far behind,
And we can dance
We can dance if we want to, we can leave your friends behind
Cause your friends dont dance and if they dont dance
Well theyre are no friends of mine
I say, we can go where we want to a place where they will never find
And we can act like we come from out of this world
Leave the real one far behind
And we can dance.
Francois!
Ah we can go when we want to the night is young and so am i
And we can dress real neat from our hats to our feet
And surprise em with the victory cry
I say we can act if want to if we dont nobody will
And you can act real rude and totally removed
And I can act like an imbecile
I say we can dance, we can dance everything out control
We can dance, we can dance were doing it wall to wall
We can dance, we can dance everybody look at your hands
We can dance, we can dance everybody takin the chance
Safety dance
Oh well the safety dance
Ah yes the safety dance
Ssss-aaaa-ffff-eeee-tttt-yyyy
Safety-dance
We can dance if we want to, weve got all your life and mine
As long as we abuse it, never gonna lose it
Everythingll work out right
I say, we can dance if we want to we can leave your friends behind
Cause your friends dont dance and if they dont dance
Well theyre are no friends of mine
I say we can dance, we can dance everything out control
We can dance, we can dance were doing it wall to wall
We can dance, we can dance everybody look at your hands
We can dance, we can dance everybodys takin the chance
Oh well the safety dance
Ah yes the safety dance
Oh well the safety dance
Oh well the safety dance
Oh yes the safety dance
Oh the safety dance yeah
Oh its the safety dance
Its the safety dance

[...] Read more

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With A Picking Up Of Pieces

Betting to get even,
When the odds are not for all.
Makes not a bit of sense,
As many tears fall.

People wish to leap,
When sometimes it's best to crawl.
And a learning to make peace,
With a picking up of pieces.

People wish to win,
To go shopping at a mall.
Without a learning to make peace.
Or a picking up of pieces.

People want to make their rules,
And break every law.
And not learn a single thing,
About the picking up of pieces.

Losers choose to keep their status as big fools.
With disturbing of the peace,
And a dropping of their pieces.

Losers choose to keep their status as big fools.
With disturbing of the peace,
And a dropping of their pieces.

With a boo hooing done,
Or a booing who they choose.
With a leaving of no peace.
Or a picking up of pieces.

With a boo hooing done,
And loudly done too!
With no peace released,
Or a picking up of pieces.

Boooo...
Boo hooing is what they do.
With no peace.
Or a picking up of pieces.

Boooo...
Boo hooing is what they choose.
With no peace.
Or a picking up of pieces.

People want to make their rules,
And break every law.

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Spare Me A Little Of Your Love

Written by christine mcvie.
Why not lie here in my arms
And listen to the night
You must know you have certain charm
And I feel the time is right
So spare me a little (just a little bit)
Spare me a little (just a little bit)
Spare me a little of your love (of your love)
Spare me a little (just a little bit)
Spare me a little (just a little bit)
Spare me a little of your love (of your love)
Now I know that I feel much more
Oh in every single way
And its not the same as before
It gets stronger everyday
So spare me a little (just a little bit)
Spare me a little (just a little bit)
Spare me a little of your love (of your love)
Spare me a little (just a little bit)
Spare me a little (just a little bit)
Spare me a little of your love (of your love)
Now I know how the sun must feel
Every time it shines
And now I know this is real
And I want you to be mine
So spare me a little (just a little bit)
Spare me a little (just a little bit)
Spare me a little of your love (of your love)
Spare me a little (just a little bit)
Spare me a little (just a little bit)
Spare me a little of your love (of your love)
Just a little bit

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Responsibility

Ooo-ooo-ooo-ooo-ooo-eee,
Into my life came responsibility.
Shes got some shakin, kickin, sailin, long blonde hair,
And when I want to get off you know shell take me there.
Im talkin bout ...
Ooo-ooo-ooo-ooo-ooo-eee,
She fill me up with responsibility.
Ooo-ooo-ooo-ooo-ooo-eee,
She fill me up and let me down, cant you see ...
Life is full of re ...
Re-spons-ibil-ity.
Life is full of re ...
Re-spons--responsibility.
Life is full of re ...
Re-re--responsibility.
Life is full of responsibility.
And Im responsible for you and me.
Good lovin messin up my mind,
A chick like this one is so hard to find.
She takes care of everything I need,
And when I want some stuff you know that she takes heed.
Im talkin bout ...
Ooo-ooo-ooo-ooo-ooo-eee,
She fill me up with responsibility -- yeah.
Ooo-ooo-ooo-ooo-ooo-eee,
She fill me up and let me down, cant you see ...
Life is full of re ...
Re-spons-ibil-ity.
Life is full of re ...
Re-spons--responsibility.
Life is full of re ...
Re-re--responsibility.
Life is full of responsibility.
And Im responsible as I can be.
Yeah, responsible, responsible baby.
Yeah, responsible.
Ooo-ooo-ooo-ooo-ooo-eee.
Ooo-ooo-ooo-ooo-ooo-eee.
Responsible, responsible baby.
Im tryin to be responsible, responsible baby ...
... yeah, ayyyy ... yeah ... ayyyy ...
Every day, baby; yes I am, baby; you know I can, baby.
Life is full of re ...
Re-spons-ibil-ity.
Life is full of re ...
Re-spons--responsibility.
Life is full of re ...
Re-re--responsibility.
Life is full of responsibility.
And Im responsible for you and me.

[...] Read more

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The Impact Of Poverty On Education

THE IMPACT OF POVERTY ON EDUCATION.

INTRODUCTION

There are so many different tools that have been thought relevant in people’s developmental projects both at individual and societal levels. Education is one of such practical tools. Importantly to note, there are also various meanings that denote the broad term ‘education’. In this essay, however, we are mainly interested in defining formal education since our discussion will dwell much on it. According to Nwomonoh (1998) , formal education is the process of gaining knowledge, attitudes, information and skills during the course of life especially at school.

Though education is said to be so instrumental in human development but also in the revamping of world economies, it is very unfortunate that education systems, world wide, are being held to ransom all because of poverty at both governmental and household levels. According to Thibault (2009) , poverty means the shortage of common things such as food, clothing, shelter and safe drinking water, all of which determine our quality of life. It may also include lack of access to opportunities like education and employment which aid the escape of poverty.

Problems in our society are interconnected in one way or the other, just like poverty and personal family problems affect a student’s capability to learn. Improving education entails improving the living conditions of students. Having in mind that education is basically responsible for the development of many countries including Malawi, as the back ground suggests, we cannot afford to bypass such a vital element without a mention. Considering also the fact that poverty is one of the forces that come in the way; blocking the success of education, we feel it rational to look at how the two realities, education and poverty, affect each other both positively and negatively. That is also why we are convinced that this topic is worth studying. Our awareness of this source, poverty, and its impact on education will enable us devise some proper measures of intervention with the hope of minimizing the negative impact of poverty on education. This point, in short, explains the purpose of our investigation and why we are so passionate in getting into this research. During the whole discussion we are being guided by two questions thus, ‘does poverty really affect education? And if it does, what points do we have on the positive and negative impacts of poverty on education? ’

METHODOLOGY

The study was basically qualitative in approach because of the nature of the issue that was being addressed. This was the case because the issue of how poverty affects education, both positively and negatively is particularly very difficult to predict the conclusions without penetrating into the core of the issue. For instance, one may unreasonably rush into concluding that poverty affects education negatively only and we cannot even dare to speak of poverty affecting education positively. The study was conducted in three schools namely; Mulunguzi, Masongola and Chirunga Private Secondary schools in Zomba district between 24th April and 3rd May. In this research we used both government and private funded schools to have a more balanced result on how poverty affects formal education in these different institutions. The information required for the study was collected through group interviews of form three students and individual interviews with teachers using semi-structured interview schedules. We opted to use these interviews in the first place because we felt books are more theoretical whereas a field research is practical and it involves real life experiences. Nevertheless, we still used desk research as a supplementary source of information and for clarity in some areas.

RESULTS

Positive impacts of poverty on education
To begin with, poverty encourages one to get educated and of course work hard in class. This is because the problems faced due to poverty are very serious and therefore students who are from poverty stricken families strive to end the problems and one of the best solutions is through education. That is to say, if a person, for instance, due to poverty, is taking just a meal in a day instead of three meals, and again if he/she is sometimes sleeping on an empty stomach, he/she will resort to education bearing in mind that if he/she gets educated they will secure formal employment and eventually be able to make ends meet for themselves as well as fending for their families.

Not only does poverty encourage one to get educated, but also it helped in the introduction of free primary education. In Malawi, for instance, when Bakili Muluzi became president, he introduced free primary education and he had eliminated the requirements for school uniform forthwith (Kadzamira & Rose,2001) . This had increased the access to education dramatically as those pupils who were coming from less privileged families were also given access to this free primary education. It should also be noted that the free primary education system was not only implemented to fulfill an electoral pledge but also bearing in mind that some families were not able to send their children to school due to poverty. Free primary education was there to deal with illiteracy by reducing families’ direct costs of education. Again due to the influx in the number of pupils in primary schools; there was a lack of teachers. Sonani (2002) , testifies that the Ministry of Education re-employed all retired teachers below the age of 65. This also meant that the once retired teachers got back to their source of income which helped them support their families as well as hauling the economy of the country. The implementation of free primary education system in Malawi forced the government to provide infrastructures so as to accommodate the large number of pupils in these schools. Simply put, poverty had led to the introduction of free primary education which means that more children are going to school, and again more teachers are being trained and getting employed and finally the construction of school blocks culminating into infrastructural development, all these branching from poverty.

We may also look at poverty from a positive angle bearing in mind that when a country is poor more funds and donations come into it. These funds and donations are also given to the education sector to build new infrastructures and in the maintenance of already existing ones in the sector. These privileged countries also provide learning materials to schools that are poor as a result students in these less privileged schools perform well in accordance with the amount and quality of the learning materials that they have been provided with. For instance, a United States based non governmental organization known as “Water for People” handed over 44 water toilets they built to Chimwankhunda primary school. The school toilet facilities had been vandalized 11 years ago but because of poverty the school could not renovate them (Gausi,2007) .

In addition, these funds and donations help more people to get educated. This is so because people can use funds as school fees, pocket money and buy stationery. The donations may include library books, chairs and writing materials. These can make a conducive environment for one to learn since there will be enough facilities at the school. For instance, with funding from the “United States Agency for International Development” (USAID) ,3,300 needy Malawian primary school girls are being funded. They are being provided with food, clothing, school supplies and hygienic products like soap and body lotion (Muhaliwa,2005) . Likewise,500 pupils at Katoto primary school in Mzuzu no longer sit on the floors during lessons courtesy of Southern Bottlers Limited and Lions Club of Limbe. Before these funds and donations, pupils used to sit on the floor due to scarcity of desks. These donations improved the pupils’ school attendance in such a way that pupils have started going to school regularly.

In the same line, a needy student can be given a scholarship to go further with his/her education. In this case the scholarship is given to the person just because he/she cannot manage to pay school fees on her own. This in turn benefits the needy person and the community at large. In this situation poverty has assisted in the development of education in an area by beckoning funds and donations from rich countries and organisations.

Further more; in most cases poverty facilitates one’s ambitions to attain formal education. It becomes easier for a poor child to put much of his concentration on education as compared to a rich child. This is because a poverty stricken student will have less destructive materials for entertainment. He/she will also have less or no money to indulge him/herself in activities that require spending a lot of money for instance, drinking beer. Sometimes even if the child can find money he/she can buy basic needs and not just spending it anyhow. Contrast to this a rich child may obtain things like ipods, mp3s, games for entertainment. These things in most cases destruct the concentration of students in their studies. As a result, one’s class performance is negatively affected since most of his/her time is being spent on entertainment.

Negative impacts of poverty on education

Just as a coin has got two sides, a head and a tail, poverty also, apart from having positive impacts on education, it does have negative impacts on the same. We have talked much about the positive face of poverty on education. We shall surely do ourselves injustice if we do not look at the negative part. In spite of the fact that poverty has an impact on education that is worth complimenting, we cannot afford in this discussion to overlook the point that so many students have been forced to leave the corridors of learning institutions due to the same poverty. One of the reasons that force some students leave the learning institutions prematurely is pregnancy, which in most cases, come because of poverty. It is almost common knowledge that a good number of students who come from poor families wish they could be sailing in the same boat with those who come from well to do families as far as luxurious life is concerned. The poor students constantly feel that there is something missing at the core psychologically. With this feeling in their minds, they tend to regard themselves as incomplete and not accepted socially. Consequently, they envy the rich students and squarely want to posses the things that are associated with the rich students. Very unfortunate that the poor students’ parents cannot afford to fulfill their children’s desires like what the rich parents would provide. Because the pull towards recognition is too strong for the poor students to resist, they end up in indulging themselves into prostitution in their search for money. Pity indeed that instead of recreating, as anticipated, their promiscuous behavior sees most of them getting pregnant and for some very unfortunate ones get even HIV and other STIs. From this discussion, commonsense convinces us that this school dropp out due to pregnancy is one of the negative impacts of poverty on education.

Adding more flesh to this discussion, we can also appreciate that hunger has been so instrumental in bringing down the standards of education world wide, in general, and Malawi, in particular. Frankly speaking, there are very few students if not none, who concentrate on their studies on empty stomachs. Food is one of the basic needs that every person is obliged to have if he/she is to survive. It is not surprising, therefore, to see some students performing miserably in class simply because they have not taken enough food or they have taken none altogether. The question of hunger finds its way into the education system because the government has failed to provide adequate food in most of its boarding schools. This is poverty at governmental level. There are also some students who are not boarders but still endure the hostile reality of hunger right in their homes. This is due to poverty at household level. It is sad that poverty, both at governmental and household level, has helped in engineering the deteriorating of education standards in Malawi.

Bearing in mind that it is only the eagle that can tell us the real whisper of a cloud, we visited Masongola Secondary school with the hope of getting first hand information from the students and their teachers since they are the ones who mostly benefit or get destructed by poverty. The Masongola secondary school students and their teacher, Mr. Enock Abraham, testified to us during an interview that government’s inability to provide extra food, apart from the usual beans that the institution offers, has seen many students developing ulcers. It would sound bizarre to reason that one can attend classes whilst he/she is on a hospital bed battling with ulcers. The Masongola students further testified that most poor students who have ulcers just bow down out of the race of learning because they cannot afford to buy extra food whenever the institution is serving the students beans.

This pitiful development goes beyond the boundaries of Masongola secondary school. Mulunguzi secondary school as Mr……the head teacher at the institution testifies, has not been spared from the scourge of school dropp outs simply because the school has not been able to provide extra or adequate food to students who cannot take what their friends take on health grounds. Needless to say this leaves the education standards in Malawi vacillating. It is a pity that though we have wrestled with this question of poverty a dozen times, we have not been successful in the battle. At one point in time, the government attempted to minimize the chances of school dropout in primary schools through its provision of porridge to pupils in the junior section. This attempt was in itself a good gesture but the government has failed to implement the initiative further in other schools that up to now have not benefited from the program.

It may not sound an exaggeration if we may say poverty has also forced a good number of students to give up their hopes of getting educated simply because they find it so difficult traveling to and from their respective schools. Lack of transport means, in short, has pushed them well towards the blink of despair as far as attaining formal education is concerned. This point speaks for itself how poverty can sometimes work on the education’s disadvantage.

As we go further with this discussion, we also appreciate the fact that the problem that mostly hinders a student’s success is inadequate resources that include; few teachers and learning materials. It must be highlighted that these problems are not only in developing countries but they may also find their way in reasonably developed countries like South Africa. In a developing country like Malawi, the education system encounters these problems because of the government’s failure to look into problems of infrastructure, capacity and availability of teaching and learning materials (Nkawike,2005) . The Muluzi government did a little if any; in as far as infrastructure is concerned. Lack of school blocks facilitated by a large number of pupils due to the introduction of the free primary education in 1994, forced pupils to have lessons under trees. In 2003, for example, lack of school blocks resulted in a tragedy at Nkomachi in Lilongwe when a tree fell onto an outdoor class, resulting in injury and deaths of pupils (Mvula & Chanika,2004) . This problem of learning materials continues till date, in all levels of the education system. According to Abraham (2009) , the school has always had shortage of learning blocks to an extent that the Physical Science and Biology laboratories are used as classrooms. There is also great shortage of books in all departments, and some departments like the technical department needs new equipment and current books which are very expensive. With this unfortunate situation we cannot anticipate good performance from Masongola secondary school.

In order to deal with these issues, the Muluzi government thought it wise to disregard the provision of learning materials in schools. Instead the Malawi School Certificate of Education (MSCE) pass mark was reduced to ensure the success of students in their examinations. Even the director of Basic Education, Nelson Kaperemera admitted that funds intended for learning materials were servicing the debts of government at the expense of improving quality education. Instead of reducing the pass mark, the government and other stake holders should strive to improve quality of education, improve teacher salaries, and provide adequate materials and train teachers properly (Malawi News,2006) .

In developing countries like Malawi, the schools are understaffed (teaching personnel) and they tend to be handling a large number of students for long hours. Furthermore, the teachers are subjected to meager salaries, which are even made late. The government does not seem to have the welfare of teachers at heart, for instance the education Manager for Phalombe, Enoch Ali says the district is facing a dire shortage of teachers, a situation that is contributing to low education standards. The teacher pupil ratio in Phalombe is 1: 120, whilst the recommended ratio is 1: 60 (The Nation,2006) . Due to low pay teachers resort to organizing part time classes, which demand an extra amount of money on top of the normal fees. These changes clearly affect those students who come from very poor families, as they do not receive adequate studies because of lack of money.
This does not only occur in secondary schools, but it also happens in universities. As the academic staff of the Universities go on strike because of the government’s reluctance to increase their salaries. One considers how this is supposed to retain staff in the University. As a result lecturers spend more time doing consultancies; instead of preparing lectures and doing University mandated research. If we are serious about fighting poverty, formal education is the hub of ideas to fight these problems by improving its standards (Kapasula,2008) .
Child labour is one of the major problems that contribute to school dropp out. The majority of child labour victims are children who are living in poverty. This is so because they lack basic needs, for this reason they are forced even against their will to do any kind of work in order to gain financial wealth. This, therefore, affects school attendance. Evidence of school dropp out due to child labour is found in central region where most children are being employed in estates. This region has high tobacco production. Since this crop demands a lot of work, children are at high demand because they do not claim high wages compared to adults. Research, therefore, showed that the percentage of children attending schools is lower compared to that of northern and southern region (Nyirongo,2004) . We have the case of two brothers aged between 12 and 15 who were forced to work at a tobacco farm at Mpherembe in Kasungu district, where they were receiving 150 kwacha a day due to poverty (Namangale,2005) . We can see that child labour has a great impact on education because through it, a lot of children are being deprived of their right to education as they spend most of their time working.

In addition to that, Chirwa (2003) found out that child labour is also taking place in people’s houses. In this case children are forced to dropp out of school either by parents or on their own, to work in neighbouring homes. Here one of the victims is a 12 year old girl Elizabeth Chalimba, who left school when she was in standard six to work as a nanny in order to support her siblings. Children from low income families are at risk because though school is their only hope for a better future, they dropp out because their parents are failing to provide them with basic needs. Apart from child labour, psychological problems due to poverty is also another cause of school dropp outs. Research shows that the impact of poverty is greater on children as opposed to adults. Firstly, the problem arises due to the environment in which these children are raised. These environments being impoverished, they are intellectually unstimulating, and lack of stimulation results in impaired intellectual development of a child. This in turn contributes to failure in class which can later on lead to school dropp out.

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The Columbiad: Book X

The vision resumed, and extended over the whole earth. Present character of different nations. Future progress of society with respect to commerce; discoveries; inland navigation; philosophical, med and political knowledge. Science of government. Assimilation and final union of all languages. Its effect on education, and on the advancement of physical and moral science. The physical precedes the moral, as Phosphor precedes the Sun. View of a general Congress from all nations, assembled to establish the political harmony of mankind. Conclusion.


Hesper again his heavenly power display'd,
And shook the yielding canopy of shade.
Sudden the stars their trembling fires withdrew.
Returning splendors burst upon the view,
Floods of unfolding light the skies adorn,
And more than midday glories grace the morn.
So shone the earth, as if the sideral train,
Broad as full suns, had sail'd the ethereal plain;
When no distinguisht orb could strike the sight,
But one clear blaze of all-surrounding light
O'erflow'd the vault of heaven. For now in view
Remoter climes and future ages drew;
Whose deeds of happier fame, in long array,
Call'd into vision, fill the newborn day.

Far as seraphic power could lift the eye,
Or earth or ocean bend the yielding sky,
Or circling sutis awake the breathing gale,
Drake lead the way, or Cook extend the sail;
Where Behren sever'd, with adventurous prow,
Hesperia's headland from Tartaria's brow;
Where sage Vancouvre's patient leads were hurl'd,
Where Deimen stretch'd his solitary world;
All lands, all seas that boast a present name,
And all that unborn time shall give to fame,
Around the Pair in bright expansion rise,
And earth, in one vast level, bounds the skies.

They saw the nations tread their different shores,
Ply their own toils and wield their local powers,
Their present state in all its views disclose,
Their gleams of happiness, their shades of woes,
Plodding in various stages thro the range
Of man's unheeded but unceasing change.
Columbus traced them with experienced eye,
And class'd and counted all the flags that fly;
He mark'd what tribes still rove the savage waste,
What cultured realms the sweets of plenty taste;
Where arts and virtues fix their golden reign,
Or peace adorns, or slaughter dyes the plain.

He saw the restless Tartar, proud to roam,
Move with his herds and pitch a transient home;
Tibet's long tracts and China's fixt domain,
Dull as their despots, yield their cultured grain;
Cambodia, Siam, Asia's myriad isles
And old Indostan, with their wealthy spoils

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Im Falling

Im falling...
Im falling to pieces inside my mind
Without you
Among the things that you left behind
A picture painted by our dreams
So now Im none, I become unreal
The world is closing in on me
Ga ga ga ga
Gotta learn, gotta learn to live
Without your love in my life (dont want me)
Gotta learn, gotta learn to live
Without your love in my life
Gotta learn, gotta learn to live
Without your love in my life (dont want me)
Gotta learn how to survive
We just got to learn how to forgive
You decide if I will die or live
cause I am falling
Im falling to pieces inside my mind
Without you
Im falling
Im falling to pieces inside my mind
Without you
Those days and nights, they went flying by
And still my love is wider than the sky
Picking em, picking em, picking em, pickin em
Picking up, picking up the bits
And the pieces of our love (dont want me)
Picking up, picking up the bits
And the pieces of our love
Picking up, picking up the bits
And the pieces of our love (dont want me)
Picking up bits of our love
We just got to learn how to survive
You decide if I will live or die
cause I am falling
Im falling to pieces inside my mind
Without you
Im falling
Im falling to pieces inside my mind
Without you
Falling...
Falling

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Homer

The Iliad: Book 23

Thus did they make their moan throughout the city, while the
Achaeans when they reached the Hellespont went back every man to his
own ship. But Achilles would not let the Myrmidons go, and spoke to
his brave comrades saying, "Myrmidons, famed horsemen and my own
trusted friends, not yet, forsooth, let us unyoke, but with horse
and chariot draw near to the body and mourn Patroclus, in due honour
to the dead. When we have had full comfort of lamentation we will
unyoke our horses and take supper all of us here."
On this they all joined in a cry of wailing and Achilles led them in
their lament. Thrice did they drive their chariots all sorrowing round
the body, and Thetis stirred within them a still deeper yearning.
The sands of the seashore and the men's armour were wet with their
weeping, so great a minister of fear was he whom they had lost.
Chief in all their mourning was the son of Peleus: he laid his
bloodstained hand on the breast of his friend. "Fare well," he
cried, "Patroclus, even in the house of Hades. I will now do all
that I erewhile promised you; I will drag Hector hither and let dogs
devour him raw; twelve noble sons of Trojans will I also slay before
your pyre to avenge you."
As he spoke he treated the body of noble Hector with contumely,
laying it at full length in the dust beside the bier of Patroclus. The
others then put off every man his armour, took the horses from their
chariots, and seated themselves in great multitude by the ship of
the fleet descendant of Aeacus, who thereon feasted them with an
abundant funeral banquet. Many a goodly ox, with many a sheep and
bleating goat did they butcher and cut up; many a tusked boar
moreover, fat and well-fed, did they singe and set to roast in the
flames of Vulcan; and rivulets of blood flowed all round the place
where the body was lying.
Then the princes of the Achaeans took the son of Peleus to
Agamemnon, but hardly could they persuade him to come with them, so
wroth was he for the death of his comrade. As soon as they reached
Agamemnon's tent they told the serving-men to set a large tripod
over the fire in case they might persuade the son of Peleus 'to wash
the clotted gore from this body, but he denied them sternly, and swore
it with a solemn oath, saying, "Nay, by King Jove, first and mightiest
of all gods, it is not meet that water should touch my body, till I
have laid Patroclus on the flames, have built him a barrow, and shaved
my head- for so long as I live no such second sorrow shall ever draw
nigh me. Now, therefore, let us do all that this sad festival demands,
but at break of day, King Agamemnon, bid your men bring wood, and
provide all else that the dead may duly take into the realm of
darkness; the fire shall thus burn him out of our sight the sooner,
and the people shall turn again to their own labours."
Thus did he speak, and they did even as he had said. They made haste
to prepare the meal, they ate, and every man had his full share so
that all were satisfied. As soon as they had had had enough to eat and
drink, the others went to their rest each in his own tent, but the son
of Peleus lay grieving among his Myrmidons by the shore of the
sounding sea, in an open place where the waves came surging in one

[...] Read more

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The best argument for mutual funds is that they offer safety and diversification. But they don't necessarily offer safety and diversification.

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Pharsalia - Book IX: Cato

Yet in those ashes on the Pharian shore,
In that small heap of dust, was not confined
So great a shade; but from the limbs half burnt
And narrow cell sprang forth and sought the sky
Where dwells the Thunderer. Black the space of air
Upreaching to the poles that bear on high
The constellations in their nightly round;
There 'twixt the orbit of the moon and earth
Abide those lofty spirits, half divine,
Who by their blameless lives and fire of soul
Are fit to tolerate the pure expanse
That bounds the lower ether: there shall dwell,
Where nor the monument encased in gold,
Nor richest incense, shall suffice to bring
The buried dead, in union with the spheres,
Pompeius' spirit. When with heavenly light
His soul was filled, first on the wandering stars
And fixed orbs he bent his wondering gaze;
Then saw what darkness veils our earthly day
And scorned the insults heaped upon his corse.
Next o'er Emathian plains he winged his flight,
And ruthless Caesar's standards, and the fleet
Tossed on the deep: in Brutus' blameless breast
Tarried awhile, and roused his angered soul
To reap the vengeance; last possessed the mind
Of haughty Cato.

He while yet the scales
Were poised and balanced, nor the war had given
The world its master, hating both the chiefs,
Had followed Magnus for the Senate's cause
And for his country: since Pharsalia's field
Ran red with carnage, now was all his heart
Bound to Pompeius. Rome in him received
Her guardian; a people's trembling limbs
He cherished with new hope and weapons gave
Back to the craven hands that cast them forth.
Nor yet for empire did he wage the war
Nor fearing slavery: nor in arms achieved
Aught for himself: freedom, since Magnus fell,
The aim of all his host. And lest the foe
In rapid course triumphant should collect
His scattered bands, he sought Corcyra's gulfs
Concealed, and thence in ships unnumbered bore
The fragments of the ruin wrought in Thrace.
Who in such mighty armament had thought
A routed army sailed upon the main
Thronging the sea with keels? Round Malea's cape
And Taenarus open to the shades below
And fair Cythera's isle, th' advancing fleet

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Picking Up The Pieces

Take cover, young lovers,
fall apart at the seams
It's stainless steel, that's how I feel,
you're the girl of my dreams
Well I tried to call you on the phone,
your dad said that you weren't at home
But we are, picking up the pieces of our lovin'
over and over again
Picking up the pieces let's do it again
We're picking up the pieces,
picking up the pieces of our love
Well, I need your lovin'
to show me what I am
And I want your body
to make me feel like a man
You know that I'm down on my knees,
you know it's you that I want to please, please
Picking up the pieces of our lovin'
over and over again
Picking up the pieces let's do it again
We're picking up the pieces,
picking up the pieces of our love

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Vision Of Columbus - Book 9

Now, round the yielding canopy of shade,
Again the Guide his heavenly power display'd.
Sudden, the stars their trembling fires withdrew,
Returning splendors burst upon the view;
Floods of unfolding light the skies adorn,
And more than midday glories grace the morn.
So shone the earth, as all the starry train,
Broad as full suns, had sail'd the ethereal plain;
When no distinguish'd orb could strike the sight,
But one clear blaze of all-surrounding light
O'erflow'd the vault of heaven. For now, in view
Remoter climes and future ages drew;
While deeds of happier fame, in long array,
Call'd into vision, fill the new-born day.
Far as the Angelic Power could lift the eye,
Or earth, or ocean bend the yielding sky;
Or circling suns awake the breathing gale,
Drake lead the way, or Cook extend the sail;
All lands, all seas, that boast a present name,
And all that unborn time shall give to fame,
Around the chief in fair expansion rise,
And earth's whole circuit bounds the level'd skies.
He saw the nations tread their different shores,
Ply their own toils and claim their local powers.
He mark'd what tribes still rove the savage waste,
What happier realms the sweets of plenty taste;
Where arts and virtues fix their golden reign,
Or peace adorns, or slaughter dyes the plain.
He saw the restless Tartar, proud to roam,
Move with his herds, and spread his transient home;
Thro' the vast tracts of China's fixt domain,
The sons of dull contentment plough the plain;
The gloomy Turk ascends the blood-stain'd car,
And Russian banners shade the plains of war;
Brazilia's wilds and Afric's burning sands
With bickering strife inflame the furious bands;
On blest Atlantic isles, and Europe's shores,
Proud wealth and commerce heap their growing stores,
While his own western world, in prospect fair,
Calms her brave sons, now breathing from the war,
Unfolds her harbours, spreads the genial soil,
And welcomes freemen to the cheerful toil.
When thus the Power. In this extended view,
Behold the paths thy changing race pursue.
See, thro' the whole, the same progressive plan,
That draws, for mutual succour, man to man,
From friends to tribes, from tribes to realms ascend,
Their powers, their interests and their passions blend;
Adorn their manners, social virtues spread,
Enlarge their compacts and extend their trade;

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There were two qualities about the mutual funds of the 1920s that made them extremely speculative. One was that they were heavily leveraged. Two, mutual funds were allowed to invest in other mutual funds.

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Pharsalia - Book IV: Caesar In Spain. War In The Adriatic Sea. Death Of Curio.

But in the distant regions of the earth
Fierce Caesar warring, though in fight he dealt
No baneful slaughter, hastened on the doom
To swift fulfillment. There on Magnus' side
Afranius and Petreius held command,
Who ruled alternate, and the rampart guard
Obeyed the standard of each chief in turn.
There with the Romans in the camp were joined
Asturians swift, and Vettons lightly armed,
And Celts who, exiled from their ancient home,
Had joined 'Iberus' to their former name.
Where the rich soil in gentle slope ascends
And forms a modest hill, Ilerda stands,
Founded in ancient days; beside her glides
Not least of western rivers, Sicoris
Of placid current, by a mighty arch
Of stone o'erspanned, which not the winter floods
Shall overwhelm. Upon a rock hard by
Was Magnus' camp; but Caesar's on a hill,
Rivalling the first; and in the midst a stream.
Here boundless plains are spread beyond the range
Of human vision; Cinga girds them in
With greedy waves; forbidden to contend
With tides of ocean; for that larger flood
Who names the land, Iberus, sweeps along
The lesser stream commingled with his own.

Guiltless of war, the first day saw the hosts
In long array confronted; standard rose
Opposing standard, numberless; yet none
Essayed attack, in shame of impious strife.
One day they gave their country and her laws.
But Caesar, when from heaven fell the night,
Drew round a hasty trench; his foremost rank
With close array concealing those who wrought.
Then with the morn he bids them seize the hill
Which parted from the camp Ilerda's walls,
And gave them safety. But in fear and shame
On rushed the foe and seized the vantage ground,
First in the onset. From the height they held
Their hopes of conquest; but to Caesar's men
Their hearts by courage stirred, and their good swords
Promised the victory. Burdened up the ridge
The soldier climbed, and from the opposing steep
But for his comrade's shield had fallen back;
None had the space to hurl the quivering lance
Upon the foeman: spear and pike made sure
The failing foothold, and the falchion's edge
Hewed out their upward path. But Caesar saw
Ruin impending, and he bade his horse

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Transocean Ltd Vision Gulf Of Mexico Does Not Count

Transocean Ltd. CEO Steve Newman scores on Gulf oil
the company noted 'the tragic loss of life' when BP PLC
exploded their Transocean's Deepwater Horizon oil rig in
the Gulf of Mexico on April 20 2010 killing 11 workers

causing the largest offshore oil spill in American history
Newman brushed the incident off proclaiming company
'exemplary' safety record which “met or exceeded certain
internal safety targets concerning frequency and severity

of its accidents, according to the filing with the Securities
and Exchange Commission on Friday.” Newman loves
putting out fire with gasoline getting big bonuses shafting
ocean environment with explosion policy profit not safety

is mean and a commission appointed by President Barack
Obama agreed stated explosion was caused by a series of
time money-saving decisions deliberately made by policy
Transocean, BP and oil services company Halliburton Inc.

These companies “created an unacceptable amount of risk.”
Newman environment can burn hang conservation ideology
reflected in blue lighter fluid burning of protective red tape
was polished off in the company regulatory filing bonuses

“appropriate as a way to recognize its executives' efforts in
'significantly improving the company's safety record' and
implementing a new internal planning system” (called burn
baby burn record 200 million gallons spilled oil stupidity)

Transocean Ltd further boasting 'exemplary' safety record
executives efforts 'significantly improving the company's
safety record' proudly continued stated “Those efforts have
'enabled the company to maintain its financial flexibility

during a challenging period, ('the tragic loss of life') while,
at the same time, positioning the company for sustained
growth in the future.' Achieved without handicap safety
first life saving policy limiting losing profit unforgivable

Transocean Ltd. CEO Steve Newman soaks up a calculated
by The Associated Press $5.8 million compensation package
after spilling 200 million gallons of oops accident crime oil
into beautiful Gulf of Mexico because nature does not count


Copyright © Terence George Craddock
Source article ‘Transocean gives safety bonuses despite deaths’ by Jordan Robertson, AP Business Writer.

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