
I don't give the devil credit for creating nothing.
quote by Little Richard
Added by Lucian Velea
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Related quotes
Give The Po Man A Break
Give po man a break
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Give po man a
[...] Read more
song performed by Fatboy Slim
Added by Lucian Velea
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Peter Bell The Third
BY MICHING MALLECHO, Esq.
Is it a party in a parlour,
Crammed just as they on earth were crammed,
Some sipping punch-some sipping tea;
But, as you by their faces see,
All silent, and all-damned!
Peter Bell, by W. Wordsworth.
Ophelia.-What means this, my lord?
Hamlet.-Marry, this is Miching Mallecho; it means mischief.
~Shakespeare.
PROLOGUE
Pet er Bells, one, two and three,
O'er the wide world wandering be.-
First, the antenatal Peter,
Wrapped in weeds of the same metre,
The so-long-predestined raiment
Clothed in which to walk his way meant
The second Peter; whose ambition
Is to link the proposition,
As the mean of two extremes-
(This was learned from Aldric's themes)
Shielding from the guilt of schism
The orthodoxal syllogism;
The First Peter-he who was
Like the shadow in the glass
Of the second, yet unripe,
His substantial antitype.-
Then came Peter Bell the Second,
Who henceforward must be reckoned
The body of a double soul,
And that portion of the whole
Without which the rest would seem
Ends of a disjointed dream.-
And the Third is he who has
O'er the grave been forced to pass
To the other side, which is,-
Go and try else,-just like this.
Peter Bell the First was Peter
Smugger, milder, softer, neater,
Like the soul before it is
Born from that world into this.
The next Peter Bell was he,
Predevote, like you and me,
To good or evil as may come;
His was the severer doom,-
[...] Read more
poem by Percy Bysshe Shelley
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Truth and the Devil
The devil unstoppably took pride in salaciously writing; the book of
obnoxious caste-creed and venomously penalizing hatred,
The devil unstoppably took pride in acrimoniously writing; the book of
indiscriminate bloodshed and disastrously traumatizing ruthlessness,
The devil unstoppably took pride in vengefully writing; the book of
tyrannical devastation and lecherously bellicose orphaning,
The devil unstoppably took pride in fretfully writing; the book of
vindictive war and satanically criminal holocausts,
The devil unstoppably took pride in maliciously writing; the book of
coldblooded barbarism and manipulatively bizarre malice,
The devil unstoppably took pride in forlornly writing; the book of
worthless
ghosts and mortuaries brutally anointed with fresh blood,
T The devil unstoppably took pride in indigently writing; the book of
nonchalant spuriousness and fecklessly insipid meaninglessness,
The devil unstoppably took pride in torturously writing; the book of
ominous
animosity and hedonistically pugnacious illwill,
The devil unstoppably took pride in dictatorially writing; the book of
licentious bawdiness and insanely threadbare nothingness,
The devil unstoppably took pride in heinously writing; the book of
lascivious poverty and baselessly crippling uncertainty,
The devil unstoppably took pride in savagely writing; the book of
despicable
defeat and lethally ballistic atrociousness,
The devil unstoppably took pride in raunchily writing; the book of
dolorous
delinquency and insidiously slandering betrayal,
The devil unstoppably took pride in preposterously writing; the book of
scurrilous lunatism and barbarously incarcerating fiendishness,
The devil unstoppably took pride in frigidly writing; the book of
jejune
mockery and impudently castigating brazenness,
The devil unstoppably took pride in heartlessly writing; the book of
ghastly
bloodshed and indefatigably bombarding politics,
[...] Read more
poem by Nikhil Parekh
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Give Up
(bernard edwards/nile rodgers)
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
You better listen well
When I tell you
To be on the look out
You cant call for help
cause I know you inside out
Despite all your hideouts
Im no great pretender
Ill make you surrender
So come along quietly
Heres a thought to remember
I have not met a man yet
To escape from my drag-net
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
Ill give you just the facts man
And you can draw all your own conclusions
Ill keep your mind surrounded
With chains of love so strong
You cant break through them
My arsenal is stocked
With all kinds of seductive weapons
Although your hearts locked up
My love will assist me
So that you cant resist me
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
No, no, no
Give up, give up
Give up youre love to me
Give up, give up
Give up youre love to me
[...] Read more
song performed by Diana Ross
Added by Lucian Velea
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Devil With The Black Dress On
Wash off those scabs dear
or fingernail pick them clean
Pray to all your long lost demons
and justify your means
Devil has a new shape
Devil has a new ride
Devil has a problem but he locks it up inside
Shit angel
Kids sure like the devil these days
and I'm the devil with the black dress on
Do you want to own me angel
cause I own you now you're gone
Kids sure like the devil these days
and I'm the devil with the black dress on
Do you want to hate me angel
cause I hate you now you're gone
Did you believe it cause I said so
Did you believe it was true
Did you believe it cause I said so angel
I sure lied to you
Did you believe it cause I said so
Did you believe it was true
I'm eternal and infernal and I sure lied to you
Shit angel
Kids sure like the devil these days
and I'm the devil with the black dress on
Do you want to own me angel
cause I own you now you're gone
Kids sure like the devil these days
and I'm the devil with the black dress on
Do you want to hate me angel
cause I hate you now you're gone
Good girl with the black eyes
Believe in future past
Everything that I want happens
See how long that lasts
Devil has a hot rod
Devil high on speed
Devil has a black dress
So her arms can bleed
[...] Read more
song performed by Jack Off Jill from Sexless Demons And Scars
Added by Lucian Velea
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The Time Of Day
All the ghosts in the schoolyard
Young rebels with no dreams
Dying of old age
At seventeen
Some blame their mothers
For this unforgiving world
Others point the finger
At the flag the wind unfurls
But I say
You are the lock you are the key
You are the master of your destiny
The devils the dude who sells poison for pay
Dont give the devil the time of day
Dont you give him the room or and inch to play
Dont give the devil the time of day
Dont give the devil the time of day
Theres a face in the mirror
You dont recognize
So you shatter the lights
cause they sting your bloodshot eyes
You walk on with a stranger
Who rolls your soul up in his wad
You place your trust in him
Like you once placed it in god
Well I say
You are the lock you are the key
You are the master of your destiny
The devils the dude who sells poison for pay
Dont give the devil the time of day
Dont you give him the room or and inch to play
Dont give the devil the time of day
Dont give the devil the time of day
Caught between the cyclone fence and a red brick wall
Yeah, you melt like chocolate in the sun
Then you see your angel walking with his high-tops on
And he hands you heaven hotter than a loaded gun
(the time of day)
Dont you give him
(the time of day)
Dont you give him
(the time of day)
You are the lock you are the key
You are the master of your destiny
The devils the dude who sells poison for pay
Dont give the devil the time of day
Dont you give him the room or and inch to play
Dont give the devil the time of day
Dont give the devil the time of day
All the ghosts in the schoolyard
Young rebels with no dreams
[...] Read more
song performed by Gino Vanelli
Added by Lucian Velea
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Hudibras: Part 3 - Canto I
THE ARGUMENT
The Knight and Squire resolve, at once,
The one the other to renounce.
They both approach the Lady's Bower;
The Squire t'inform, the Knight to woo her.
She treats them with a Masquerade,
By Furies and Hobgoblins made;
From which the Squire conveys the Knight,
And steals him from himself, by Night.
'Tis true, no lover has that pow'r
T' enforce a desperate amour,
As he that has two strings t' his bow,
And burns for love and money too;
For then he's brave and resolute,
Disdains to render in his suit,
Has all his flames and raptures double,
And hangs or drowns with half the trouble,
While those who sillily pursue,
The simple, downright way, and true,
Make as unlucky applications,
And steer against the stream their passions.
Some forge their mistresses of stars,
And when the ladies prove averse,
And more untoward to be won
Than by CALIGULA the Moon,
Cry out upon the stars, for doing
Ill offices to cross their wooing;
When only by themselves they're hindred,
For trusting those they made her kindred;
And still, the harsher and hide-bounder
The damsels prove, become the fonder.
For what mad lover ever dy'd
To gain a soft and gentle bride?
Or for a lady tender-hearted,
In purling streams or hemp departed?
Leap'd headlong int' Elysium,
Through th' windows of a dazzling room?
But for some cross, ill-natur'd dame,
The am'rous fly burnt in his flame.
This to the Knight could be no news,
With all mankind so much in use;
Who therefore took the wiser course,
To make the most of his amours,
Resolv'd to try all sorts of ways,
As follows in due time and place
No sooner was the bloody fight,
Between the Wizard, and the Knight,
[...] Read more
poem by Samuel Butler
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XI. Guido
You are the Cardinal Acciaiuoli, and you,
Abate Panciatichi—two good Tuscan names:
Acciaiuoli—ah, your ancestor it was
Built the huge battlemented convent-block
Over the little forky flashing Greve
That takes the quick turn at the foot o' the hill
Just as one first sees Florence: oh those days!
'T is Ema, though, the other rivulet,
The one-arched brown brick bridge yawns over,—yes,
Gallop and go five minutes, and you gain
The Roman Gate from where the Ema's bridged:
Kingfishers fly there: how I see the bend
O'erturreted by Certosa which he built,
That Senescal (we styled him) of your House!
I do adjure you, help me, Sirs! My blood
Comes from as far a source: ought it to end
This way, by leakage through their scaffold-planks
Into Rome's sink where her red refuse runs?
Sirs, I beseech you by blood-sympathy,
If there be any vile experiment
In the air,—if this your visit simply prove,
When all's done, just a well-intentioned trick,
That tries for truth truer than truth itself,
By startling up a man, ere break of day,
To tell him he must die at sunset,—pshaw!
That man's a Franceschini; feel his pulse,
Laugh at your folly, and let's all go sleep!
You have my last word,—innocent am I
As Innocent my Pope and murderer,
Innocent as a babe, as Mary's own,
As Mary's self,—I said, say and repeat,—
And why, then, should I die twelve hours hence? I—
Whom, not twelve hours ago, the gaoler bade
Turn to my straw-truss, settle and sleep sound
That I might wake the sooner, promptlier pay
His due of meat-and-drink-indulgence, cross
His palm with fee of the good-hand, beside,
As gallants use who go at large again!
For why? All honest Rome approved my part;
Whoever owned wife, sister, daughter,—nay,
Mistress,—had any shadow of any right
That looks like right, and, all the more resolved,
Held it with tooth and nail,—these manly men
Approved! I being for Rome, Rome was for me.
Then, there's the point reserved, the subterfuge
My lawyers held by, kept for last resource,
Firm should all else,—the impossible fancy!—fail,
And sneaking burgess-spirit win the day.
The knaves! One plea at least would hold,—they laughed,—
One grappling-iron scratch the bottom-rock
[...] Read more
poem by Robert Browning from The Ring and the Book
Added by Veronica Serbanoiu
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I've Seen The Devil (And He Looks Like You)
I've watched people in this world,
do evil things to each other,
I've seen them do evil things to the ones,
that they love and cherish,
but I never understood why they did,
the things that they do,
war to me is so useless,
couldn't we just find other ways,
to settle our differences,
except for trying to talk it out,
we put guns in the arms of our young ones,
Chorus: I've Seen The Devil,
and He looks like you,
I've Seen The Devil,
and he looks like you,
I've Seen The Devil,
and He Looks like you,
but do we really know what its all about,
do we really know why we do the things we do,
like going to war with one another,
trying to beat the devil that lives inside all of us,
I see the devil every single day,
I see him on the late night news,
and I see him on the covers of our magazines,
he tells us it’s going to be alright,
and that the wars going to be over,
only if we follow him,
and his un-holy union,
Chorus: I've Seen The Devil,
and He looks like you,
I've Seen The Devil,
and he looks like you,
I've Seen The Devil,
and He Looks like you,
but I don't see why we should,
follow you and your ways,
follow your path of destruction,
follow you and your destruction of the world,
why should we follow you,
you whisper stuff in our ears,
you say it’s going to be alright,
the next war that we fight will be the war of wars,
and we'll all die a Nuclear Holocaust,
[...] Read more
poem by Robert Rumery
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Give It Up
He wants her, she wants him too
Broken message coming through
Same story for different fools
Give it up
Give it up
Thats what they all say say
Pressure from the boys to give it away
Suck it up
Suck it up
Don't treat me that way way
My hearts gonna tell me when its time to play
Give it up
Give it up
Thats what they all say say
Pressure from the boys to give it away
Suck it up
Suck it up
Don't treat me that way way
My hearts gonna tell me when its time to play
Give it up
Give it up
Give it up
It's time to play
Give it up
Give it up
Give it up
It's time to play
She sees him
He stares right through
Nasty rumors so untrue
There's nothing that she can do
Give it up
Give it up
Thats what they all say say
Pressure from the boys to give it away
Suck it up
Suck it up
Don't treat me that way way
My hearts gonna tell me when its time to play
Give it up
Give it up
Thats what they all say say
Pressure from the boys to give it away
Suck it up
Suck it up
Don't treat me that way way
My hearts gonna tell me when its time to play
Give it up
Give it up
Give it up
[...] Read more
song performed by Ufo
Added by Lucian Velea
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The Booker Washington Trilogy
I. A NEGRO SERMON:—SIMON LEGREE
(To be read in your own variety of negro dialect.)
Legree's big house was white and green.
His cotton-fields were the best to be seen.
He had strong horses and opulent cattle,
And bloodhounds bold, with chains that would rattle.
His garret was full of curious things:
Books of magic, bags of gold,
And rabbits' feet on long twine strings.
But he went down to the Devil.
Legree he sported a brass-buttoned coat,
A snake-skin necktie, a blood-red shirt.
Legree he had a beard like a goat,
And a thick hairy neck, and eyes like dirt.
His puffed-out cheeks were fish-belly white,
He had great long teeth, and an appetite.
He ate raw meat, 'most every meal,
And rolled his eyes till the cat would squeal.
His fist was an enormous size
To mash poor niggers that told him lies:
He was surely a witch-man in disguise.
But he went down to the Devil.
He wore hip-boots, and would wade all day
To capture his slaves that had fled away.
But he went down to the Devil.
He beat poor Uncle Tom to death
Who prayed for Legree with his last breath.
Then Uncle Tom to Eva flew,
To the high sanctoriums bright and new;
And Simon Legree stared up beneath,
And cracked his heels, and ground his teeth:
And went down to the Devil.
He crossed the yard in the storm and gloom;
He went into his grand front room.
He said, "I killed him, and I don't care."
He kicked a hound, he gave a swear;
He tightened his belt, he took a lamp,
Went down cellar to the webs and damp.
There in the middle of the mouldy floor
He heaved up a slab, he found a door —
And went down to the Devil.
[...] Read more
poem by Vachel Lindsay
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Devil Woman
Ive had nothing but bad luck
Since the day I saw the cat at my door
So I came into you sweet lady
Answering your mystical call
Crystal ball on the table
Showing the future,the past
Same cat with them evil eyes
And I knew itwas a spell she cast
Shes just a devil woman
With evil on her mind
Beware the devil woman
Shes gonna get you
Shes just a devil woman
With evil on her mind
Beware the devil woman
Shes gonna get you from behind
Give me the ring on your finger
Let me see the lines on your hand
I can see me a tall dark stranger
Giving you what you hadnt planned
I drank the potion she offered me
I found myself on the floor
Then I looked into those big green eyes
And I wondered what Id come there for
Shes just a devil woman
With evil on her mind
Beware the devil woman
Shes gonna get you
Shes just a devil woman
With evil on her mind
Beware the devil woman
Shes gonna get you from behind
If youre out on a moonlit night
Be careful of them neighbourhood strays
Of a lady with long black hair
Tryin to win you with her feminine ways
Crystal ball on the table
Showing the future,the past
Same cat with them evil eyes
Youd better get out of there fast
Shes just a devil woman
With evil on her mind
Beware the devil woman
Shes gonna get you
Shes just a devil woman
With evil on her mind
Beware the devil woman
Shes gonna get you...
song performed by Cliff Richard
Added by Lucian Velea
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The Devil Went Down To Georgia
***************************************
Primus - The Devil Went Down To Georgia
***************************************
The devil went down to Georgia
He was lookin' for a soul to steal
He was in a bind 'cause he was way behind
And he was willing to make a deal
When he came across this young man
Sawing on a fiddle and playing it hot
And the devil jumped up on a hickory stump
And said, "Boy let me tell you what
"I guess you didn't know it
But I'm a fiddle player too
And if you'd care to take a dare
I'll make a bet with you"
"Now you play pretty good fiddle, son
But give the devil his due
I bet a fiddle of gold against your soul
'Cause I think I'm better than you"
The boy said "My name's Johnny
And it might be a sin
But I'll take your bet and you're gonna regret
'Cause I'm the best that's ever been"
Johhny you resin up your bow
And play your fiddle hard
'Cause Hell's broke loose in Georgia
And the devil deals the cards
And if you win
You get this shiny fiddle made of gold
But if you lose
The devil gets your soul
The devil openned up his case
And he said "I'll start this show"
And fire flew from his fingertips
As he resined up his bow
And he pulled the bow across the strings
And it made an evil hiss
Then a band of demons joined in
And it sounded something like this
When the devil finished Johnny said
"Well you're pretty good, old son
But sit down in that chair right there
And let me show you how its done"
{Refrain}
Fire on the mountain, run boys run
The devil's in the house of the rising sun
Chicken in the bread pan pickin' out dough
Granny does your dog bite, no child no
The devil bowed his head
Because he knew that he'd been beat
[...] Read more
song performed by Primus
Added by Lucian Velea
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Detroit Medley
Devil with the blue dress, blue dress, blue dress
Devil with the blue dress on
Devil with the blue dress, blue dress, blue dress
Devil with the blue dress on
Fe, fe, fi, fi, fo, fo, fum
Look at Molly now, here she come
Wearin' a wig, hat, shades to match
High healed sneakers and an aligator hat
Wearin' her diamons, wearin' a big ring
She got rasors on her fingers and everything
Devil with the blue dress, blue dress, blue dress
Devil with the blue dress on
Devil with the blue dress, blue dress, blue dress
Devil with the blue dress on
Wearin' her perfume, Chanel number five
Got to be the finest looking woman alive
She looks so pretty every time she walks by
The boys are too nervous, even to say hi
Not too skinny, not too fat
She's a real humdinger and I like it like that
Devil with the blue dress, blue dress, blue dress
Devil with the blue dress on
Devil with the blue dress, blue dress, blue dress
Devil with the blue dress on
Good golly Miss Molly, sure like to ball
Good golly Miss Molly, sure like to ball
When you're rockin' and rollin'
Don't you hear your mama call
From the early, early morning to the early, early night
See Miss Molly rockin' in the house of blue light
Good golly Miss Molly, sure like to ball
When you're rockin' and rollin'
Don't you hear your mama call
Well c., c.c. rider
Come on see just what you've done
Well I said c., c.c. rider
Come on see just what you've done
You made me loving you
And now, now, now your man has come
Well now I'm goin' c.c. rider
Goin' to see my baby c.c. rider
And I won't be back c.c. rider
B
song performed by Bruce Springsteen
Added by Lucian Velea
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Simon Legree
A Negro Sermon.
(To be read in your own variety of negro dialect.)
Legree’s big house was white and green.
His cotton-fields were the best to be seen.
He had strong horses and opulent cattle,
And bloodhounds bold, with chains that would rattle.
His garret was full of curious things:
Books of magic, bags of gold,
And rabbits’ feet on long twine strings.
BUT HE WENT DOWN TO THE DEVIL.
Legree he sported a brass-buttoned coat,
A snake-skin necktie, a blood-red shirt.
Legree he had a beard like a goat,
And a thick hairy neck, and eyes like dirt.
His puffed-out cheeks were fish-belly white,
He had great long teeth, and an appetite.
He ate raw meat, ‘most every meal,
And rolled his eyes till the cat would squeal.
His fist was an enormous size
To mash poor niggers that told him lies:
He was surely a witch-man in disguise.
BUT HE WENT DOWN TO THE DEVIL.
He wore hip-boots, and would wade all day
To capture his slaves that had fled away.
BUT HE WENT DOWN TO THE DEVIL.
He beat poor Uncle Tom to death
Who prayed for Legree with his last breath.
Then Uncle Tom to Eva flew,
To the high sanctoriums bright and new;
And Simon Legree stared up beneath,
And cracked his heels, and ground his teeth:
AND WENT DOWN TO THE DEVIL.
He crossed the yard in the storm and gloom;
He went into his grand front room.
He said, “I killed him, and I don’t care.”
He kicked a hound, he gave a swear;
He tightened his belt, he took a lamp,
Went down cellar to the webs and damp.
There in the middle of the mouldy floor
He heaved up a slab, he found a door—
AND WENT DOWN TO THE DEVIL.
His lamp blew out, but his eyes burned bright.
Simon Legree stepped down all night—
[...] Read more
poem by Vachel Lindsay
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The Friar's Tale
This worthy limitour, this noble Frere,
He made always a manner louring cheer* *countenance
Upon the Sompnour; but for honesty* *courtesy
No villain word as yet to him spake he:
But at the last he said unto the Wife:
'Dame,' quoth he, 'God give you right good life,
Ye have here touched, all so may I the,* *thrive
In school matter a greate difficulty.
Ye have said muche thing right well, I say;
But, Dame, here as we ride by the way,
Us needeth not but for to speak of game,
And leave authorities, in Godde's name,
To preaching, and to school eke of clergy.
But if it like unto this company,
I will you of a Sompnour tell a game;
Pardie, ye may well knowe by the name,
That of a Sompnour may no good be said;
I pray that none of you be *evil paid;* *dissatisfied*
A Sompnour is a runner up and down
With mandements* for fornicatioun, *mandates, summonses*
And is y-beat at every towne's end.'
Then spake our Host; 'Ah, sir, ye should be hend* *civil, gentle
And courteous, as a man of your estate;
In company we will have no debate:
Tell us your tale, and let the Sompnour be.'
'Nay,' quoth the Sompnour, 'let him say by me
What so him list; when it comes to my lot,
By God, I shall him quiten* every groat! *pay him off
I shall him telle what a great honour
It is to be a flattering limitour
And his office I shall him tell y-wis'.
Our Host answered, 'Peace, no more of this.'
And afterward he said unto the frere,
'Tell forth your tale, mine owen master dear.'
THE TALE.
Whilom* there was dwelling in my country *once on a time
An archdeacon, a man of high degree,
That boldely did execution,
In punishing of fornication,
Of witchecraft, and eke of bawdery,
Of defamation, and adultery,
Of churche-reeves,* and of testaments, *churchwardens
Of contracts, and of lack of sacraments,
And eke of many another manner* crime, *sort of
Which needeth not rehearsen at this time,
Of usury, and simony also;
[...] Read more
poem by Geoffrey Chaucer
Added by Poetry Lover
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Credit In The Straight World
And I will awake
Your highness- Im so high I cannot walk
And I will awake
You cripple, you take away my time, my peace, my empathy
No babies sleep on atrophy
Your unborn love and fetals dree
My bitter [ ] legless caress
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world, wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world you will die
Its the credit in the straight world
Leave your money when you die
Lots of credit in the straight world gets you high
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world, you will die
song performed by Hole
Added by Lucian Velea
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Social Insecurity
Strapped Seniors use credit cards ‘stead of cash
To stay afloat, after losing their stocks n’ bonds
Yet more victims of another Wall Street crash
“Let them eat cake” is what the Fed responds
ROTMS
From Reuters Article 10/23/2010
Retired and broke: Why retirees are declaring bankruptcy
For more and more seniors, retirement doesn’t mean a debt-free life of leisure. An increasing number of Americans aged 65 and older are declaring bankruptcy, according to a recent study by John Pottow, professor of law at the University of Michigan Law School.
Those aged 65 and older represented seven percent of bankruptcy filers in 2007, a mind-boggling jump from 1991. They are the “fastest-growing age demographic, ” according to Pottow’s study.
What’s the culprit for so much debt? Credit cards. Two-thirds of Americans who filed for bankruptcy said credit cards were the key reason for their financial problems, according to Pottow’s research. Besides having more credit card debt compared with younger bankruptcy filers,44.8 percent of those aged 65 and older also had more plastic in their wallets. “They’re using credit cards as a maladaptive coping mechanism, ” Pottow says.
Stephanie Osterland, a supervisor in the bankruptcy department at GreenPath debt solutions, sees an increasing number of seniors living beyond their means. Says Osterland: “They’re just trying to live off of a fixed income, and that’s usually Social Security. Maybe they have a small pension. We find they’ve used credit cards to supplement that income and expenses or they just end up getting into a lot of medical debt.”
In addition to escalating medical expenses, seniors have seen their portfolios hit hard by the lagging stock market. Carolyn Rodi of Saving Your American Dream says those considering bankruptcy should see a credit counselor at a non-profit organization to get their finances in order.
Credit counselors, such as those at GreenPath, help the elderly deal with a stressful situation. “We try to help them focus on what it’s going to look like” after they get out of debt, Osterland says.
Rodi also recommends that potential bankruptcy filers seek out pro-bono legal aid. “There are a lot of elderly people that are being taken advantage of by bankruptcy attorneys and mortgage brokers who are advising them improperly to pay for the bankruptcy, take out a reverse mortgage or to do things that aren’t in their best interest, ” she says. ”If you have no income, why should you borrow to pay someone when you can get free legal aid? ”
What are the chances of a senior paying off his or her debts? It’s difficult to determine, especially because seniors tend to be on a fixed income. And while finding a job — such as a WalMart greeter — seems like a viable option, it is not necessarily feasible for all seniors to work.
In addition, whether or not a person declares Chapter 7 (which involves the liquidation of one’s assets) or Chapter 13 (which allows debt restructuring) bankruptcy can be a significant factor in determining what one’s lifestyle will be. “If you have to file for Chapter 7 bankruptcy, you may be able to find affordable housing that allows you to just get by, ” says Rodi. “Chapter 13 lets you keep your house and doesn’t touch your retirement savings.”
Regardless, filing for bankruptcy is very stressful for anyone. “A lot of our clients in that post-retirement age have a hard time coming to grips with their situation, ” Osterland says. “It’s very emotional for them. We try to focus on the future and see if this debt can be lifted off their shoulders.”
poem by Ray Lucero
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Into The Fire
The sky was falling and streaked with blood
I heard you calling me, then you disappeared into the dust
Up the stairs, into the fire
Up the stairs, into the fire
I need your kiss, but love and duty called you someplace higher
Somewhere up the stairs, into the fire
May your strength give us strength
May your faith give us faith
May your hope give us hope
May your love give us love
May your strength give us strength
May your faith give us faith
May your hope give us hope
May your love give us love
You gave your love to see, in fields of red and autumn brown
You gave your love to me and lay your young body down
Up the stairs, into the fire
Up the stairs, into the fire
I need you near, but love and duty called you someplace higher
Somewhere up the stairs, into the fire
May your strength give us strength
May your faith give us faith
May your hope give us hope
May your love give us love
May your strength give us strength
May your faith give us faith
May your hope give us hope
May your love give us love
May your strength give us strength
May your faith give us faith
May your hope give us hope
May your love give us love
It was dark, too dark to see, you held me in the light you gave
You lay your hand on me
Then walked into the darkness of your smoky grave
Up the stairs, into the fire
Up the stairs, into the fire
I need your kiss, but love and duty called you someplace higher
Somewhere up the stairs, into the fire
May your strength give us strength
May your faith give us faith
May your hope give us hope
May your love give us love
May your strength give us strength
May your faith give us faith
May your hope give us hope
May your love give us love
May your strength give us strength
May your faith give us faith
May your hope give us hope
[...] Read more
song performed by Bruce Springsteen
Added by Lucian Velea
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Give Me You
Give me a front porch with a summer breeze
Give me "Yes Ma'am", "No Sir" and "Thank you",
"Please"
Give me a hero who don't lie, steal or cheat
And a little good news
Give me Christmas through children's eyes
One vacation good as advertised
Most of all, as if it's any surprise
Baby, give me you
At the top of my list of life's good things
Is the pleasure and purpose your love brings
And of all that I hold near to me
That's real and right and true
Give me you , Give me you
Give me a day not so prearranged
In fact, give me the phone my plans have changed
Give me a break from chasin' dollars today
Baby, give me you
At the top of my list of life's good things
Is the pleasure and purpose your love brings
And of all that I hold near to me
That's real and right and true
Give me you , Give me you
At the top of my list of life's good things
Is the pleasure and purpose your love brings
And of all that I hold near to me
That's real and right and true
Give me you , Give me you
Baby, give me you, Give me, give me you
Give me a front porch with a summer breeze
Give me "Yes Ma'am", "No Sir" and "Thank you",
"Please"
Give me a hero who don't lie, steal or cheat
And a little good news
Give me Christmas through children's eyes
One vacation good as advertised
Most of all, as if it's any surprise
Baby, give me you
At the top of my list of life's good things
Is the pleasure and purpose your love brings
And of all that I hold near to me
That's real and right and true
Give me you , Give me you
Give me a day not so prearranged
In fact, give me the phone my plans have changed
Give me a break from chasin' dollars today
Baby, give me you
At the top of my list of life's good things
Is the pleasure and purpose your love brings
And of all that I hold near to me
[...] Read more
song performed by Trace Adkins
Added by Lucian Velea
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