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If we don't change, millions of American families are just one medical emergency, or one layoff, away from financial disaster and bankruptcy.

quote by Jim Cooper
Added by Lucian Velea
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Healthy Back Bag

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altieri bags

[...] Read more

poem by Rwetewrt Erwtwer
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Social Insecurity

Strapped Seniors use credit cards ‘stead of cash
To stay afloat, after losing their stocks n’ bonds
Yet more victims of another Wall Street crash
“Let them eat cake” is what the Fed responds

ROTMS

From Reuters Article 10/23/2010
Retired and broke: Why retirees are declaring bankruptcy

For more and more seniors, retirement doesn’t mean a debt-free life of leisure. An increasing number of Americans aged 65 and older are declaring bankruptcy, according to a recent study by John Pottow, professor of law at the University of Michigan Law School.
Those aged 65 and older represented seven percent of bankruptcy filers in 2007, a mind-boggling jump from 1991. They are the “fastest-growing age demographic, ” according to Pottow’s study.
What’s the culprit for so much debt? Credit cards. Two-thirds of Americans who filed for bankruptcy said credit cards were the key reason for their financial problems, according to Pottow’s research. Besides having more credit card debt compared with younger bankruptcy filers,44.8 percent of those aged 65 and older also had more plastic in their wallets. “They’re using credit cards as a maladaptive coping mechanism, ” Pottow says.
Stephanie Osterland, a supervisor in the bankruptcy department at GreenPath debt solutions, sees an increasing number of seniors living beyond their means. Says Osterland: “They’re just trying to live off of a fixed income, and that’s usually Social Security. Maybe they have a small pension. We find they’ve used credit cards to supplement that income and expenses or they just end up getting into a lot of medical debt.”
In addition to escalating medical expenses, seniors have seen their portfolios hit hard by the lagging stock market. Carolyn Rodi of Saving Your American Dream says those considering bankruptcy should see a credit counselor at a non-profit organization to get their finances in order.
Credit counselors, such as those at GreenPath, help the elderly deal with a stressful situation. “We try to help them focus on what it’s going to look like” after they get out of debt, Osterland says.
Rodi also recommends that potential bankruptcy filers seek out pro-bono legal aid. “There are a lot of elderly people that are being taken advantage of by bankruptcy attorneys and mortgage brokers who are advising them improperly to pay for the bankruptcy, take out a reverse mortgage or to do things that aren’t in their best interest, ” she says. ”If you have no income, why should you borrow to pay someone when you can get free legal aid? ”
What are the chances of a senior paying off his or her debts? It’s difficult to determine, especially because seniors tend to be on a fixed income. And while finding a job — such as a WalMart greeter — seems like a viable option, it is not necessarily feasible for all seniors to work.
In addition, whether or not a person declares Chapter 7 (which involves the liquidation of one’s assets) or Chapter 13 (which allows debt restructuring) bankruptcy can be a significant factor in determining what one’s lifestyle will be. “If you have to file for Chapter 7 bankruptcy, you may be able to find affordable housing that allows you to just get by, ” says Rodi. “Chapter 13 lets you keep your house and doesn’t touch your retirement savings.”
Regardless, filing for bankruptcy is very stressful for anyone. “A lot of our clients in that post-retirement age have a hard time coming to grips with their situation, ” Osterland says. “It’s very emotional for them. We try to focus on the future and see if this debt can be lifted off their shoulders.”

poem by Ray Lucero
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Young Americans

They pulled in just behind the fridge
He lays her down, he frowns
Gee my lifes a funny thing, am I still too young?
He kissed her then and there
She took his ring, took his babies
It took him minutes, took her nowhere
Heaven knows, shed have taken anything, but
All night
She wants the young american
Young american, young american, she wants the young american
All right
She wants the young american
Scanning life through the picture windows
She finds the slinky vagabond
He coughs as he passes her ford mustang, but
Heaven forbid, shell take anything
But the freak, and his type, all for nothing
He misses a step and cuts his hand, but
Showing nothing, he swoops like a song
She cries where have all papas heroes gone?
All night
She wants the young american
Young american, young american, she wants the young american
All right
She wants the young american
All the way from washington
Her bread-winner begs off the bathroom floor
We live for just these twenty years
Do we have to die for the fifty more?
All night
He wants the young american
Young american, young american, he wants the young american
All right
He wants the young american
Do you remember, your president nixon?
Do you remember, the bills you have to pay
Or even yesterday
Have you been an un-american?
Just you and your idol singing falsetto bout
Leather, leather everywhere, and
Not a myth left from the ghetto
Well, well, well, would you carry a razor
In case, just in case of depression
Sit on your hands on a bus of survivors
Blushing at all the afro-sheilas
Aint that close to love?
Well, aint that poster love?
Well, it aint that barbie doll
Her hearts been broken just like you have
And

[...] Read more

song performed by David Bowie
Added by Lucian Velea
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Young American

They pulled in just behind the fridge
He lays her down, he frowns
"Gee my life's a funny thing, am I still too young?"
He kissed her then and there
She took his ring, took his babies
It took him minutes, took her nowhere
Heaven knows, she'd have taken anything, but
All night
She wants the young American
Young American, young American, she wants the young American
All right
She wants the young American
Scanning life through the picture windows
She finds the slinky vagabond
He coughs as he passes her Ford Mustang, but
Heaven forbid, she'll take anything
But the freak, and his type, all for nothing
He misses a step and cuts his hand, but
Showing nothing, he swoops like a song
She cries "Where have all Papa's heroes gone?"
All night
She wants the young American
Young American, young American, she wants the young American
All right
She wants the young American
All the way from Washington
Her bread-winner begs off the bathroom floor
"We live for just these twenty years
Do we have to die for the fifty more?"
All night
He wants the young American
Young American, young American, he wants the young American
All right
He wants the young American
Do you remember, your President Nixon?
Do you remember, the bills you have to pay
Or even yesterday
Have you been an un-American?
Just you and your idol singing falsetto 'bout
Leather, leather everywhere, and
Not a myth left from the ghetto
Well, well, well, would you carry a razor
In case, just in case of depression
Sit on your hands on a bus of survivors
Blushing at all the afro-Sheilas
Ain't that close to love?
Well, ain't that poster love?
Well, it ain't that Barbie doll
Her heart's been broken just like you have
And

[...] Read more

song performed by David Bowie
Added by Lucian Velea
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September on Jessore Road

Millions of babies watching the skies
Bellies swollen, with big round eyes
On Jessore Road--long bamboo huts
Noplace to shit but sand channel ruts

Millions of fathers in rain
Millions of mothers in pain
Millions of brothers in woe
Millions of sisters nowhere to go

One Million aunts are dying for bread
One Million uncles lamenting the dead
Grandfather millions homeless and sad
Grandmother millions silently mad

Millions of daughters walk in the mud
Millions of children wash in the flood
A Million girls vomit & groan
Millions of families hopeless alone

Millions of souls nineteenseventyone
homeless on Jessore road under grey sun
A million are dead, the million who can
Walk toward Calcutta from East Pakistan

Taxi September along Jessore Road
Oxcart skeletons drag charcoal load
past watery fields thru rain flood ruts
Dung cakes on treetrunks, plastic-roof huts

Wet processions Families walk
Stunted boys big heads don't talk
Look bony skulls & silent round eyes
Starving black angels in human disguise

Mother squats weeping & points to her sons
Standing thin legged like elderly nuns
small bodied hands to their mouths in prayer
Five months small food since they settled there

on one floor mat with small empty pot
Father lifts up his hands at their lot
Tears come to their mother's eye
Pain makes mother Maya cry

Two children together in palmroof shade
Stare at me no word is said
Rice ration, lentils one time a week
Milk powder for warweary infants meek

[...] Read more

poem by Allen Ginsberg
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In the New Year, Let’s Change …

Change is something that must come;
Change is good for everyone.
Change is something that will come;
Change is one we must welcome!

Change is good if one’s better;
Change is better to be best;
Change is nice if life’s better;
Change is the key to all success!

Let’s change our attitudes in life;
Let’s change our outlooks, behavior;
Let’s change if it can help us fare;
Let’s change the way, we see the world!

But change, we must anticipate in life;
We must be ready to take up change;
We ought to change if change we must;
But let us first believe in change!

Let change not remove identity;
Let change not weaken traditions;
Let change not ‘shake the tree by roots! ’
Let change bring effects desired by us.

Let changes come in the New Year;
Let changes make a man better;
Let changes better humanity;
Let changes not undo our gains!

Rein in the changes, advantageous;
Bring in the changes essential;
Take up the changes, we must make;
Let changes bolster life’s purpose!

Let New Year change the heart of man;
Let New Year change the mind and thoughts;
Let New Year change our living styles;
Let New Year change our sinful soul.

Let’s change and change the world around;
Let’s change our inner world and home;
Let’s change the things, we need to change;
Let’s change our lack of trust in God.

The more we change, ’tis good for us;
The less, we change, our life stagnates;
Changes are a part of life;
By changing, culture keeps alive!

[...] Read more

poem by John Celes
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Resistor

You are being taken under our power to your destination
Go!
Everybody, is a part of the whole of the system
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody, is a part...
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
To welcome disaster (repeat - fade)
Everybody
Everybody is a part of the whole of the system
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody
Hey! Hey!
Everybody, is a part...
Hey! Hey!
Were all here on this planet
To spend a couple of hundred thousand hours
To find out
Where we came from
Where we go, and what our souls are all about
Go!
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody
Hey! Hey! Hey! Hey!
Everybody, is a part...
Hey! Hey! Hey!
Everybody
Everybody, is a part...
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody, is a part of the whole of the system
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster

song performed by Yello
Added by Lucian Velea
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Resistor

You are being taken under our power to your destination
Go!
Everybody, is a part of the whole of the system
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody, is a part...
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
To welcome disaster (repeat - fade)
Everybody
Everybody is a part of the whole of the system
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody
Hey! Hey!
Everybody, is a part...
Hey! Hey!
Were all here on this planet
To spend a couple of hundred thousand hours
To find out
Where we came from
Where we go, and what our souls are all about
Go!
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody
Hey! Hey! Hey! Hey!
Everybody, is a part...
Hey! Hey! Hey!
Everybody
Everybody, is a part...
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster
Everybody, is a part of the whole of the system
Faster, faster, to welcome disaster
Faster, faster, to welcome disaster

song performed by Yello
Added by Lucian Velea
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Change Your Mind

When you get weak, and you need to test your will
When lifes complete, but theres something missing still
Distracting you from this must be the one you love
Must be the one whose magic touch can change your mind
Dont let another day go by without the magic touch
Distracting you (change your mind)
Supporting you (change your mind)
Embracing you (change your mind)
Convincing you (change your mind)
When youre confused and the world has got you down
When you feel used and you just cant play the clown
Protecting you from this must be the one you love
Must be the one whose magic touch can change your mind
Dont let another day go by without the magic touch
Protecting you (change your mind)
Restoring you (change your mind)
Revealing you (change your mind)
Soothing you (change your mind)
You hear the sound, you wait around and get the word
You see the picture changing everything youve heard
Destroying you with this must be the one you love
Must be the one whose magic touch can change your mind
Dont let another day go by without the magic touch
Destroying you (change your mind)
Embracing you (change your mind)
Protecting you (change your mind)
Confining you (change your mind)
Distracting you (change your mind)
Supporting you (change your mind)
Distorting you (change your mind)
Controlling you (change your mind)
Change your mind (change your mind)
Change your mind, change your mind (change your mind)
Change your mind (change your mind)
The morning comes and theres an odor in the room
The scent of love, more than a million roses bloom
Embracing you with this must be the one you love
Must be the one whose magic touch can change your mind
Dont let another day go by without the magic touch
Embracing you (change your mind)
Concealing you (change your mind)
Protecting you (change your mind)
Revealing you (change your mind)
Change your mind, change your mind (change your mind)
Change your mind (change your mind)
Change your mind, change your mind (change your mind)
Change your mind (change your mind)
Change your mind, change your mind
Change your mind
Change your mind, change your mind

[...] Read more

song performed by Neil Young
Added by Lucian Velea
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American Girls

Darling, Im afraid to close my eyes when Im going to bed
Im afraid youll crack the phone down over my head
Why are all american girls so rough?
Damn, that girl cant ever hurt you enough
Lady (lady), you knock me on my knees and I cant stand up
You got the look in your eye and you smack my butt
Why are all american girls so rough?
Why do all american girls act so tough?
Why are all american girls so rough?
Darling, Im afraid to close my eyes when Im goin to bed
Im afraid youll crack the phone down over my head
Why are all american girls so rough?
Damn, that girl cant ever hurt you enough
Lady (lady), you knock me on my knees and I cant stand up
You got that look in your eye and you smack my butt
Why are all american girls so rough?
Why do all american girls act so tough?
Why are all american girls so rough?
That hole youre digging in my ribs
It aint no real wound
So baby take it easy
Lets try to be friends
Why are all american girls so rough?
Damn, that girl cant ever hurt you enough
Lady (lady), you knock me down on my knees and I cant stand up
You got the look in your eye, you smack my butt
Why are all american girls so rough?
Why do all american girls act so tough?
Why are all american girls so rough?
American girls
American girls
Why are all american girls so rough?
American girls
American girls
American girls
Why are all american girls so rough?
American girls
American girls
American girls
Why are all american girls so rough?
Why are all american girls so rough?

song performed by Weezer
Added by Lucian Velea
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Chill Out (Things Gonna Change)

One of these days,
Things gonna change
One of these days
Tings gonna change
Youll try no w baby
Afterwhile gonna be mine, gonna be mine
One of these days
Morning dawnin,
Try try try
Wont be long long
Things gonna change
Sometime, in the middle of the night
Its so long, its so long its so long
Tings gonna change, things gonna change
Change change change
Tings gonna change,
Further on up the road baby, things gonna change
Change change change
Change change change
Change baby
Youll try not to leave
After while Gonna be mine
My time my time baby
Things gonna change
Change change change
Change change change
Things gonna change
Yes it is
Things gonna change
Change change change
Change change change
Change change change
Change change change
Things gonna change
Things gonna change
Things gonna change
Things gonna change change change change
Things gonna change

song performed by Santana
Added by Lucian Velea
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Young Americans

They pulled in just behind the fridge
He lays her down, he frowns
"gee my life's a funny thing, am i still too young?"
He kissed her then and there
She took his ring, took his babies
It took him minutes, took her nowhere
Heaven knows, she'd have taken anything, but
Chorus (he)
All night
She wants the young american
Young american, young american, she wants the young american
All right
She wants the young american
Scanning life through the picture window
She finds the slinky vagabond
He coughs as he passes her ford mustang, but
Heaven forbid, she'll take anything
But the freak, and his type, all for nothing
He misses a step and cuts his hand, but
Showing nothing, he swoops like a song
She cries "where have all papa's heroes gone?"
Chorus (she)
All the way from washington
Her bread-winner begs off the bathroom floor
"we live for just these twenty years
Do we have to die for the fifty more?"
Chorus (he)
All night
He wants the young american
Young american, young american, he wants the young american
All right
He wants the young american
Do you remember, your president clinton?
Do you remember, bill, you have to pay
Or even yesterday?
Have you have been an un-american?
Just you and your idol singing falsetto 'bout
Leather, leather everywhere, and
Not a myth left from the ghetto
Well, well, well, would you carry a razor
In case, just in case of depression?
Sit on your hands on a bus of survivors
Blushing at all the afro-sheilas
Ain't that close to love?
Well, ain't that poster love?
Well, it ain't that barbie doll
Her heart's been broken just like you have
Chorus (you)
All night
You want the young american

[...] Read more

song performed by Cure
Added by Lucian Velea
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New Life

Baby !
I need a miracle
I'm searching !
to find a way into a new life
and I'm moving
out of the chances I gave up
I can discover NEW LIFE.

Baby !
It's an emergency
I'm saying
I'm only trying to survive
That's why I'm moving
I and#8216;ve got the power to make it
I found a brand NEW LIFE.

Baby !
I need a miracle and#8230;
It's an emergency
Please help me baby
It's an emergency
I need to try to survive
It's an emergency
Please try to help me
I need a new life
We only try to survive

Baby !
I need a miracle and#8230;
It's an emergency
Please help me baby
It's an emergency
I need to try to survive
It's an emergency
Please try to help me
I need a new life
We only try to survive
It's an emergency
Please help me baby

It's an emergency
I need to try to survive
It's an emergency
Please try to help me
I need a new life
We only try to surviveand#8230;

Baby !
I need a miracle and#8230;

song performed by Eiffel 65 from Contact
Added by Lucian Velea
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American Dream

American dream
American dream
American dream
I must surrender to my American dream
Please do not call me
There is a wedding ring on my ring
And I am building my American dream
I found an American soul mate to love
And to share my life and my American dream
I am getting married and settling down
Good bye single life
Love is the best thing I can give to the people who also share my American dream
Soul mate give me a kiss
And let's dream the American dream
I want my self, you, and every body else to be a part of this American
Dream
We are starting over with an American dream
What I lost before
It is not of any value to me any more
I can't replace it
But you are a part of me
And that is what matters the most
This American dream belong to us and every body else
My heart belongs to you my soul mate
Days will come and go
But I am here for you
We can make a difference when we claim the American dream
Maybe tommorow we will sail on a moon beam
My soul mate has blue eyes
Soul mate I ask no more than this
Please give me a warm kiss
Somewhere in the American dream roses will bloom
And ships will sail across the sea
Poets will write their poetry
Singers will sing in the boulevard cafes some love songs that touch Every body's heart
Flower girls will sell flowers in the streets of the American dream so
The man can buy some
Flowers for there girl friends and lovers if they have any
I can't let any body else steal our American dream
We must save this American dream for us and every body else
If you want to be a part of the American dream
You will have to be a good citizen of the American dream

poem by Aldo Kraas
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Bitter Sweet Symphony

Cos its a bittersweet symphony this life...
cause its a bittersweet symphony, this life
Trying to make ends meet , youre a slave to the money then you die.
Try to make ends meet
Ill take you down the only road Ive ever been down...
Youre a slave to money then you die
You know the one that takes you to the places where all the pain lives , yeah.
Ill take you down the only road Ive ever been down
You know the one that takes you to the places
No change, I can change, I can change, I can change,
Where all the veins meet yeah,
But Im here in my mould , I am here in my mould.
But Im a million different people from one day to the next...
No change, I can change
I cant change my mould , no,no,no,no,no,no,no
I can change, I can change
But Im here in my mold
Well I never pray,
I am here in my mold
But tonight Im on my knees, yeah.
But Im a million different people
I need to hear some sounds that recognise the pain in me, yeah.
From one day to the next
I let the melody shine, let it cleanze my mind , I feel free now.
I cant change my mold
But the airwaves are clean and theres nobody singing to me now.
No, no, no, no, no
No change, I can change, I can change, I can change,
Well I never pray
But Im here in my mould , I am here in my mould.
But tonight Im on my knees yeah
And Im a million different people from one day to the next
I need to hear some sounds that recognize the pain in me, yeah
I cant change my mould, no,no,no,no,no,no,no
I let the melody shine, let it cleanse my mind, I feel free now
But the airways are clean and theres nobody singing to me now
(well have you ever been down? )
(I can change, I can change...)
No change, I can change
I can change, I can change
Cos its a bittersweet symphony this life.
But Im here in my mold
Trying to make ends meet, trying to find some money then you die.
I am here in my mold
You know I can change, I can change, I can change,
And Im a million different people
But Im here in my mould, I am here in my mould.
From one day to the next
And Im a million different people from one day to the next.
I cant change my mold

[...] Read more

song performed by Verve
Added by Lucian Velea
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The Impact Of Poverty On Education

THE IMPACT OF POVERTY ON EDUCATION.

INTRODUCTION

There are so many different tools that have been thought relevant in people’s developmental projects both at individual and societal levels. Education is one of such practical tools. Importantly to note, there are also various meanings that denote the broad term ‘education’. In this essay, however, we are mainly interested in defining formal education since our discussion will dwell much on it. According to Nwomonoh (1998) , formal education is the process of gaining knowledge, attitudes, information and skills during the course of life especially at school.

Though education is said to be so instrumental in human development but also in the revamping of world economies, it is very unfortunate that education systems, world wide, are being held to ransom all because of poverty at both governmental and household levels. According to Thibault (2009) , poverty means the shortage of common things such as food, clothing, shelter and safe drinking water, all of which determine our quality of life. It may also include lack of access to opportunities like education and employment which aid the escape of poverty.

Problems in our society are interconnected in one way or the other, just like poverty and personal family problems affect a student’s capability to learn. Improving education entails improving the living conditions of students. Having in mind that education is basically responsible for the development of many countries including Malawi, as the back ground suggests, we cannot afford to bypass such a vital element without a mention. Considering also the fact that poverty is one of the forces that come in the way; blocking the success of education, we feel it rational to look at how the two realities, education and poverty, affect each other both positively and negatively. That is also why we are convinced that this topic is worth studying. Our awareness of this source, poverty, and its impact on education will enable us devise some proper measures of intervention with the hope of minimizing the negative impact of poverty on education. This point, in short, explains the purpose of our investigation and why we are so passionate in getting into this research. During the whole discussion we are being guided by two questions thus, ‘does poverty really affect education? And if it does, what points do we have on the positive and negative impacts of poverty on education? ’

METHODOLOGY

The study was basically qualitative in approach because of the nature of the issue that was being addressed. This was the case because the issue of how poverty affects education, both positively and negatively is particularly very difficult to predict the conclusions without penetrating into the core of the issue. For instance, one may unreasonably rush into concluding that poverty affects education negatively only and we cannot even dare to speak of poverty affecting education positively. The study was conducted in three schools namely; Mulunguzi, Masongola and Chirunga Private Secondary schools in Zomba district between 24th April and 3rd May. In this research we used both government and private funded schools to have a more balanced result on how poverty affects formal education in these different institutions. The information required for the study was collected through group interviews of form three students and individual interviews with teachers using semi-structured interview schedules. We opted to use these interviews in the first place because we felt books are more theoretical whereas a field research is practical and it involves real life experiences. Nevertheless, we still used desk research as a supplementary source of information and for clarity in some areas.

RESULTS

Positive impacts of poverty on education
To begin with, poverty encourages one to get educated and of course work hard in class. This is because the problems faced due to poverty are very serious and therefore students who are from poverty stricken families strive to end the problems and one of the best solutions is through education. That is to say, if a person, for instance, due to poverty, is taking just a meal in a day instead of three meals, and again if he/she is sometimes sleeping on an empty stomach, he/she will resort to education bearing in mind that if he/she gets educated they will secure formal employment and eventually be able to make ends meet for themselves as well as fending for their families.

Not only does poverty encourage one to get educated, but also it helped in the introduction of free primary education. In Malawi, for instance, when Bakili Muluzi became president, he introduced free primary education and he had eliminated the requirements for school uniform forthwith (Kadzamira & Rose,2001) . This had increased the access to education dramatically as those pupils who were coming from less privileged families were also given access to this free primary education. It should also be noted that the free primary education system was not only implemented to fulfill an electoral pledge but also bearing in mind that some families were not able to send their children to school due to poverty. Free primary education was there to deal with illiteracy by reducing families’ direct costs of education. Again due to the influx in the number of pupils in primary schools; there was a lack of teachers. Sonani (2002) , testifies that the Ministry of Education re-employed all retired teachers below the age of 65. This also meant that the once retired teachers got back to their source of income which helped them support their families as well as hauling the economy of the country. The implementation of free primary education system in Malawi forced the government to provide infrastructures so as to accommodate the large number of pupils in these schools. Simply put, poverty had led to the introduction of free primary education which means that more children are going to school, and again more teachers are being trained and getting employed and finally the construction of school blocks culminating into infrastructural development, all these branching from poverty.

We may also look at poverty from a positive angle bearing in mind that when a country is poor more funds and donations come into it. These funds and donations are also given to the education sector to build new infrastructures and in the maintenance of already existing ones in the sector. These privileged countries also provide learning materials to schools that are poor as a result students in these less privileged schools perform well in accordance with the amount and quality of the learning materials that they have been provided with. For instance, a United States based non governmental organization known as “Water for People” handed over 44 water toilets they built to Chimwankhunda primary school. The school toilet facilities had been vandalized 11 years ago but because of poverty the school could not renovate them (Gausi,2007) .

In addition, these funds and donations help more people to get educated. This is so because people can use funds as school fees, pocket money and buy stationery. The donations may include library books, chairs and writing materials. These can make a conducive environment for one to learn since there will be enough facilities at the school. For instance, with funding from the “United States Agency for International Development” (USAID) ,3,300 needy Malawian primary school girls are being funded. They are being provided with food, clothing, school supplies and hygienic products like soap and body lotion (Muhaliwa,2005) . Likewise,500 pupils at Katoto primary school in Mzuzu no longer sit on the floors during lessons courtesy of Southern Bottlers Limited and Lions Club of Limbe. Before these funds and donations, pupils used to sit on the floor due to scarcity of desks. These donations improved the pupils’ school attendance in such a way that pupils have started going to school regularly.

In the same line, a needy student can be given a scholarship to go further with his/her education. In this case the scholarship is given to the person just because he/she cannot manage to pay school fees on her own. This in turn benefits the needy person and the community at large. In this situation poverty has assisted in the development of education in an area by beckoning funds and donations from rich countries and organisations.

Further more; in most cases poverty facilitates one’s ambitions to attain formal education. It becomes easier for a poor child to put much of his concentration on education as compared to a rich child. This is because a poverty stricken student will have less destructive materials for entertainment. He/she will also have less or no money to indulge him/herself in activities that require spending a lot of money for instance, drinking beer. Sometimes even if the child can find money he/she can buy basic needs and not just spending it anyhow. Contrast to this a rich child may obtain things like ipods, mp3s, games for entertainment. These things in most cases destruct the concentration of students in their studies. As a result, one’s class performance is negatively affected since most of his/her time is being spent on entertainment.

Negative impacts of poverty on education

Just as a coin has got two sides, a head and a tail, poverty also, apart from having positive impacts on education, it does have negative impacts on the same. We have talked much about the positive face of poverty on education. We shall surely do ourselves injustice if we do not look at the negative part. In spite of the fact that poverty has an impact on education that is worth complimenting, we cannot afford in this discussion to overlook the point that so many students have been forced to leave the corridors of learning institutions due to the same poverty. One of the reasons that force some students leave the learning institutions prematurely is pregnancy, which in most cases, come because of poverty. It is almost common knowledge that a good number of students who come from poor families wish they could be sailing in the same boat with those who come from well to do families as far as luxurious life is concerned. The poor students constantly feel that there is something missing at the core psychologically. With this feeling in their minds, they tend to regard themselves as incomplete and not accepted socially. Consequently, they envy the rich students and squarely want to posses the things that are associated with the rich students. Very unfortunate that the poor students’ parents cannot afford to fulfill their children’s desires like what the rich parents would provide. Because the pull towards recognition is too strong for the poor students to resist, they end up in indulging themselves into prostitution in their search for money. Pity indeed that instead of recreating, as anticipated, their promiscuous behavior sees most of them getting pregnant and for some very unfortunate ones get even HIV and other STIs. From this discussion, commonsense convinces us that this school dropp out due to pregnancy is one of the negative impacts of poverty on education.

Adding more flesh to this discussion, we can also appreciate that hunger has been so instrumental in bringing down the standards of education world wide, in general, and Malawi, in particular. Frankly speaking, there are very few students if not none, who concentrate on their studies on empty stomachs. Food is one of the basic needs that every person is obliged to have if he/she is to survive. It is not surprising, therefore, to see some students performing miserably in class simply because they have not taken enough food or they have taken none altogether. The question of hunger finds its way into the education system because the government has failed to provide adequate food in most of its boarding schools. This is poverty at governmental level. There are also some students who are not boarders but still endure the hostile reality of hunger right in their homes. This is due to poverty at household level. It is sad that poverty, both at governmental and household level, has helped in engineering the deteriorating of education standards in Malawi.

Bearing in mind that it is only the eagle that can tell us the real whisper of a cloud, we visited Masongola Secondary school with the hope of getting first hand information from the students and their teachers since they are the ones who mostly benefit or get destructed by poverty. The Masongola secondary school students and their teacher, Mr. Enock Abraham, testified to us during an interview that government’s inability to provide extra food, apart from the usual beans that the institution offers, has seen many students developing ulcers. It would sound bizarre to reason that one can attend classes whilst he/she is on a hospital bed battling with ulcers. The Masongola students further testified that most poor students who have ulcers just bow down out of the race of learning because they cannot afford to buy extra food whenever the institution is serving the students beans.

This pitiful development goes beyond the boundaries of Masongola secondary school. Mulunguzi secondary school as Mr……the head teacher at the institution testifies, has not been spared from the scourge of school dropp outs simply because the school has not been able to provide extra or adequate food to students who cannot take what their friends take on health grounds. Needless to say this leaves the education standards in Malawi vacillating. It is a pity that though we have wrestled with this question of poverty a dozen times, we have not been successful in the battle. At one point in time, the government attempted to minimize the chances of school dropout in primary schools through its provision of porridge to pupils in the junior section. This attempt was in itself a good gesture but the government has failed to implement the initiative further in other schools that up to now have not benefited from the program.

It may not sound an exaggeration if we may say poverty has also forced a good number of students to give up their hopes of getting educated simply because they find it so difficult traveling to and from their respective schools. Lack of transport means, in short, has pushed them well towards the blink of despair as far as attaining formal education is concerned. This point speaks for itself how poverty can sometimes work on the education’s disadvantage.

As we go further with this discussion, we also appreciate the fact that the problem that mostly hinders a student’s success is inadequate resources that include; few teachers and learning materials. It must be highlighted that these problems are not only in developing countries but they may also find their way in reasonably developed countries like South Africa. In a developing country like Malawi, the education system encounters these problems because of the government’s failure to look into problems of infrastructure, capacity and availability of teaching and learning materials (Nkawike,2005) . The Muluzi government did a little if any; in as far as infrastructure is concerned. Lack of school blocks facilitated by a large number of pupils due to the introduction of the free primary education in 1994, forced pupils to have lessons under trees. In 2003, for example, lack of school blocks resulted in a tragedy at Nkomachi in Lilongwe when a tree fell onto an outdoor class, resulting in injury and deaths of pupils (Mvula & Chanika,2004) . This problem of learning materials continues till date, in all levels of the education system. According to Abraham (2009) , the school has always had shortage of learning blocks to an extent that the Physical Science and Biology laboratories are used as classrooms. There is also great shortage of books in all departments, and some departments like the technical department needs new equipment and current books which are very expensive. With this unfortunate situation we cannot anticipate good performance from Masongola secondary school.

In order to deal with these issues, the Muluzi government thought it wise to disregard the provision of learning materials in schools. Instead the Malawi School Certificate of Education (MSCE) pass mark was reduced to ensure the success of students in their examinations. Even the director of Basic Education, Nelson Kaperemera admitted that funds intended for learning materials were servicing the debts of government at the expense of improving quality education. Instead of reducing the pass mark, the government and other stake holders should strive to improve quality of education, improve teacher salaries, and provide adequate materials and train teachers properly (Malawi News,2006) .

In developing countries like Malawi, the schools are understaffed (teaching personnel) and they tend to be handling a large number of students for long hours. Furthermore, the teachers are subjected to meager salaries, which are even made late. The government does not seem to have the welfare of teachers at heart, for instance the education Manager for Phalombe, Enoch Ali says the district is facing a dire shortage of teachers, a situation that is contributing to low education standards. The teacher pupil ratio in Phalombe is 1: 120, whilst the recommended ratio is 1: 60 (The Nation,2006) . Due to low pay teachers resort to organizing part time classes, which demand an extra amount of money on top of the normal fees. These changes clearly affect those students who come from very poor families, as they do not receive adequate studies because of lack of money.
This does not only occur in secondary schools, but it also happens in universities. As the academic staff of the Universities go on strike because of the government’s reluctance to increase their salaries. One considers how this is supposed to retain staff in the University. As a result lecturers spend more time doing consultancies; instead of preparing lectures and doing University mandated research. If we are serious about fighting poverty, formal education is the hub of ideas to fight these problems by improving its standards (Kapasula,2008) .
Child labour is one of the major problems that contribute to school dropp out. The majority of child labour victims are children who are living in poverty. This is so because they lack basic needs, for this reason they are forced even against their will to do any kind of work in order to gain financial wealth. This, therefore, affects school attendance. Evidence of school dropp out due to child labour is found in central region where most children are being employed in estates. This region has high tobacco production. Since this crop demands a lot of work, children are at high demand because they do not claim high wages compared to adults. Research, therefore, showed that the percentage of children attending schools is lower compared to that of northern and southern region (Nyirongo,2004) . We have the case of two brothers aged between 12 and 15 who were forced to work at a tobacco farm at Mpherembe in Kasungu district, where they were receiving 150 kwacha a day due to poverty (Namangale,2005) . We can see that child labour has a great impact on education because through it, a lot of children are being deprived of their right to education as they spend most of their time working.

In addition to that, Chirwa (2003) found out that child labour is also taking place in people’s houses. In this case children are forced to dropp out of school either by parents or on their own, to work in neighbouring homes. Here one of the victims is a 12 year old girl Elizabeth Chalimba, who left school when she was in standard six to work as a nanny in order to support her siblings. Children from low income families are at risk because though school is their only hope for a better future, they dropp out because their parents are failing to provide them with basic needs. Apart from child labour, psychological problems due to poverty is also another cause of school dropp outs. Research shows that the impact of poverty is greater on children as opposed to adults. Firstly, the problem arises due to the environment in which these children are raised. These environments being impoverished, they are intellectually unstimulating, and lack of stimulation results in impaired intellectual development of a child. This in turn contributes to failure in class which can later on lead to school dropp out.

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poem by Innocent Masina Nkhonyo
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The American Way

1
I am a great American
I am almost nationalistic about it!
I love America like a madness!
But I am afraid to return to America
I'm even afraid to go into the American Express—

2
They are frankensteining Christ in America
in their Sunday campaigns
They are putting the fear of Christ in America
under their tents in their Sunday campaigns
They are driving old ladies mad with Christ in America
They are televising the gift of healing and the fear of hell
in America under their tents in their Sunday
campaigns
They are leaving their tents and are bringing their Christ
to the stadiums of America in their Sunday
campaigns
They are asking for a full house an all get out
for their Christ in the stadiums of America
They are getting them in their Sunday and Saturday
campaigns
They are asking them to come forward and fall on their
knees
because they are all guilty and they are coming
forward
in guilt and are falling on their knees weeping their
guilt
begging to be saved O Lord O Lord in their Monday
Tuesday Wednesday Thursday Friday Saturday
and Sunday campaigns

3
It is a time in which no man is extremely wondrous
It is a time in which rock stupidity
outsteps the 5th Column as the sole enemy in America
It is a time in which ignorance is a good Ameri-cun
ignorance is excused only where it is so
it is not so in America
Man is not guilty Christ is not to be feared
I am telling you the American Way is a hideous monster
eating Christ making Him into Oreos and Dr. Pepper
the sacrament of its foul mouth
I am telling you the devil is impersonating Christ in America
America's educators & preachers are the mental-dictators
of false intelligence they will not allow America
to be smart
they will only allow death to make America smart

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poem by Gregory Corso
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The Death Of Adolf Hitler’s Personal Physician

Why was Hilter’s personal physician
sentenced to death Daddy Daddy?

What did he do Daddy Daddy?

Karl Brant Hilter’s personal physician
was sentenced to death by the U.S.
War Crime Tribunal in August 1947!

Brandt was indicted with 22 other Nazi
SS doctors and SS officers! Brandt was
Reich Commissioner for Health and Sanitation!

Brandt was charged found guilty on all four
counts! Brandt was charged with conspiracy:
conspiracy in war crimes, aggressive wars,

membership in the criminal SS organization,
crimes against humanity, criminal acts
including participating in and consenting to

the use of concentration camp inmates;
to be used as test subjects in medical
experiments, including experiments on

women children without any anesthetic,
vivisection cutting up live people
without an anesthetic to reduce raw pain.

SS Medical Corp wore a serpent crest
on the collar patches of SS unit insignia.
From1935 to 1938 SS Medical Corps

began to serve a far more sinister purpose.
SS doctors serving in concentration camps
engaging in human medical experiments.

In 1936 SS doctors strengthen the master
race, culling the mentally disabled and
physically handicapped, vital work to assist

purification in Nazi Race Euthanasia Program.

By 1941 elite Waffen-SS doctors were highly
trained both in medical skills and combat
tactics, many receiving high combat awards.

SS doctors achieved such heights through
human medical experiments, notorious
experiments, at Aushwitz and Dachau

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poem by Terence George Craddock
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Death Of The Middle Class

Oligarchs and Banksters tighten financial screws
In a bold attempt to kill the global Middle Class
Heads of State unable/unwilling to halt this ruse
The “Great Depression of 1929” we soon surpass

ROTMS

By Andrew Gavin Marshall - Global Research

We now stand at the edge of the global financial abyss of a ‘Great Global Debt Depression, ’ where nations, mired in extreme debt, are beginning to implement ‘fiscal austerity’ measures to reduce their deficits, which will ultimately result in systematic global social genocide, as the middle classes vanish and the social foundations upon which our nations rest are swept away. How did we get here? Who brought us here? Where is this road leading? These are questions I will briefly attempt to answer.

At the heart of the global political economy is the central banking system. Central banks are responsible for printing a nation’s currency and setting interest rates, thus determining the value of the currency. This should no doubt be the prerogative of a national government, however, central banks are of a particularly deceptive nature, in which while being imbued with governmental authority, they are in fact privately owned by the world’s major global banks, and are thus profit-seeking institutions. How do central banks make a profit? The answer is simple: how do all banks make a profit? Interest on debt. Loans are made, interest rates are set, and profits are made. It is a system of debt, imperial economics at its finest.

In the United States, President Woodrow Wilson signed the Federal Reserve Act in 1913, creating the Federal Reserve System, with the Board located in Washington, appointed by the President, but where true power rested in the 12 regional banks, most notably among them, the Federal Reserve Bank of New York. The regional Fed banks were private banks, owned in shares by the major banks in each region, which elected the board members to represent them, and who would then share power with the Federal Reserve Board in Washington.

In the early 1920s, the Council on Foreign Relations was formed in the United States as the premier foreign policy think tank, dominated by powerful banking interests. In 1930, the Bank for International Settlements (BIS) was created to manage German reparations payments, but it also had another role, which was much less known, but much more significant. It was to act as a “coordinator of the operations of central banks around the world.” Essentially, it is the central bank for the world’s central banks, whose operations are kept ‘strictly confidential.’ As historian Carroll Quigley wrote:

'The powers of financial capitalism had another far-reaching aim, nothing less than to create a world system of financial control in private hands able to dominate the political system of each country and the economy of the world as a whole. This system was to be controlled in a feudalist fashion by the central banks of the world acting in concert, by secret agreements arrived at in frequent private meetings and conferences. The apex of the system was to be the Bank for International Settlements in Basel, Switzerland, a private bank owned and controlled by the world’s central banks which were themselves private corporations.'

In 1954, the Bilderberg Group was formed as a secretive global think tank, comprising intellectual, financial, corporate, political, military and media elites from Western Europe and North America, with prominent bankers such as David Rockefeller, as well as European royalty, such as the Dutch royal family, who are the largest shareholders in Royal Dutch Shell, whose CEO attends every meeting. This group of roughly 130 elites meets every year in secret to discuss and debate global affairs, and to set general goals and undertake broad agendas at various meetings. The group was initially formed to promote European integration. The 1956 meeting discussed European integration and a common currency. In fact, the current Chairman of the Bilderberg Group told European media last year that the euro was debated at the Bilderberg Group.

In 1973, David Rockefeller, Chairman and CEO of Chase Manhattan Bank, Chairman of the Council on Foreign Relations and a member of the Steering Committee of the Blderberg Group, formed the Trilateral Commission with CFR academic Zbigniew Brzezinski. That same year, the oil price shocks created a wealth of oil money, which was discussed at that years Bilderberg meeting 5 months prior to the oil shocks, and the money was funneled through western banks, which loaned it to ‘third world’ nations desperately in need of loans to finance industrialization.

When Jimmy Carter became President in 1977, he appointed over two dozen members of the Trilateral Commission into his cabinet, including himself, and of course, Zbigniew Brzezinski, who was his National Security Adviser. In 1979, Carter appointed David Rockefeller’s former aide and friend, Paul Volcker, who had held various positions at the Federal Reserve Bank of New York and the U.S. Treasury Department, and who also happened to be a member of the Trilateral Commission, as Chairman of the Federal Reserve. When another oil shock took place in 1979, Volcker decided to raise interest rates from 2% in the late 70s, to 18% in the early 80s. The effect this had was that the countries of the developing world suddenly had to pay enormous interest on their loans, and in 1982, Mexico announced it could no longer afford to pay its interest, and it defaulted on its debt, which set off the 1980s debt crisis – collapsing nations in debt across Latin America, Africa and parts of Asia.

It was the IMF and the World Bank came to the ‘assistance’ of the Third World with their ‘structural adjustment programs’, which forced countries seeking assistance to privatize all state owned industries and resources, devalue their currencies, liberalize their economies, dismantle health, education and social services; ultimately resulting in the re-colonization of the ‘Third World’ as Western corporations and banks bought all their assets and resources, and ultimately created the conditions of social genocide, with the spread of mass poverty, and the emergence of corrupt national elites who were subservient to the interests of Western elites. The people in these nations would protest, riot and rebel, and the states would clamp down with the police and military.

In the West, corporations and banks saw rapid, record-breaking profits. This was the era in which the term ‘globalization’ emerged. While profits soared, wages for people in the West did not. Thus, to consume in an economy in which prices were rising, people had to go into debt. This is why this era marked the rise of credit cards fueling consumption, and the middle class became a class based entirely on debt.

In the 1990s, the ‘new world order’ was born, with America ruling the global economy, free trade agreements began integrating regional and global markets for the benefit of global banks and corporations, and speculation dominated the economy.

The global economic crisis arose as a result of decades of global imperialism – known recently as ‘globalization’ – and the reckless growth of– speculation, derivatives and an explosion of debt. As the economic crisis spread, nations of the world, particularly the United States, bailed out the major banks (which should have been made to fail and crumble under their own corruption and greed) , and now the West has essentially privatized profits for the banks, and socialized the risk. In other words, the nations bought the debt from the banks, and now the people have to pay for it. The people, however, are immersed in their own personal debt to such degrees that today, the average Canadian is $39,000 in debt, and students are graduating into a jobless market with tens to hundreds of thousands of dollars of student debt that they will never repay. Hence, we are now faced with a global debt crisis.

To manage the economic crisis, the G20 was established as the major international forum for cooperation among the 20 major economies of the world, including the major developing – or emerging – economies, such as India, Brazil, South Africa and China. At the onset of the financial crisis, China and Russia’s central banks began calling for the establishment of a global currency to replace the U.S. dollar as the world reserve currency. This proposal was backed by the UN and the IMF. It should be noted, however, that the Chinese and Russian central banks cooperate with the Western central banks through the Bank for International Settlements – which the President of the European Central Bank, Jean-Claude Trichet, recently said was the principle forum for “governance of central bank cooperation” and that the G20 is “the prime group for global economic governance.” In 2009, the IMF stated that the BIS “is the central and the oldest focal point for coordination of global governance arrangements.” The President of the European Union, appointed to the position after attending a Bilderberg meeting, declared 2009 as the “first year of global governance.” The 2009 Bilderberg meeting reported on the desire to create a global treasury, or global central bank, to manage the world economy. In 2009, prior to the Bilderberg meeting in fact, the G20 set in motion plans to make the IMF a global central bank of sorts, issuing and even printing its own currency – called Special Drawing Rights (SDRs) – which is valued against a basket of currencies. In May of 2010, the IMF Managing Director stated that “crisis is an opportunity, ” and while Special Drawing Rights are a step in the right direction, ultimately what is needed is “a new global currency issued by a global central bank, with robust governance and institutional features.” Thus, we see the emergence of a process towards the formation of a global central bank and a global currency, totally unaccountable to any nation or people, and totally controlled by global banking interests.

In 2010, Greece was plunged into a debt crisis, a crisis which is now spreading across Europe, to the U.K. and eventually to Japan and the United States. If we look at Greece, we see the nature of the global debt crisis. The debt is owed to major European and American banks. To pay the interest on the debt, Greece had to get a loan from the European Central Bank and the IMF, which forced the country to impose ‘fiscal austerity’ measures as a condition for the loans, pressuring Greece to commit social genocide. Meanwhile, the major banks of America and Europe speculate against the Greek debt, further plunging the country into economic and social crisis. The loan is granted, to pay the interest, yet simply has the effect of adding to the overall debt, as a new loan is new debt. Thus, Greece is caught in the same debt trap that re-colonized the Third World.

At the recent G20 meeting in Toronto, the major nations of the world agreed to impose fiscal austerity – or in other words, commit social genocide – within their nations, in a veritable global structural adjustment program. So now we will see the beginnings of the Great Global Debt Depression, in which major western and global nations cut social spending, create mass unemployment by dismantling health, education, and social services. Further, state infrastructure – such as roads, bridges, airports, ports, railways, prisons, hospitals, electric transmission lines and water – will be privatized, so that global corporations and banks will own the entirely of national assets. Simultaneously, of course, taxes will be raised dramatically to levels never before seen. The BIS said that interest rates should rise at the same time, meaning that interest payments on debt will dramatically increase at both the national and individual level, forcing governments to turn to the IMF for loans – likely in the form of its new global reserve currency – to simply pay the interest, and will thus be absorbing more debt. Simultaneously, of course, the middle class will in effect have its debts called in, and since the middle class exists only as an illusion, the illusion will vanish.

Already, towns, cities, and states across America are resorting to drastic actions to reduce their debts, such as closing fire stations, scaling back trash collection, turning off street lights, ending bus services and public transportation, cutting back on library hours or closing them altogether, school districts cutting down the school day, week or year. Simultaneously, this is occurring with a dramatic increase in the rate of privatizations or “public-private partnerships” in which even libraries are being privatized.

No wonder then, that this month, the Managing Director of the IMF warned that America and Europe, in the midst of the worst jobs crisis since the Great Depression, face an “explosion of social unrest.” Just yesterday, Europe experienced a wave of mass protests and social unrest in opposition to ‘austerity measures’, with a general strike in Spain involving millions of people, and a march on the EU headquarters in Brussels of nearly 100,000 people. As social unrest spreads, governments will likely react – as we saw in the case of the G20 in Toronto – with oppressive police state measures. Here, we see the true relevance of the emergence of ‘Homeland Security States’, designed not to protect people from terrorists, but to protect the powerful from the people.

So while things have never seemed quite so bleak, there is a dim and growing beacon of hope, in what Zbigniew Brzezinski has termed as the greatest threat to elite interests everywhere – the ‘global political awakening’. The global political awakening is representative of the fact that for the first time in all of human history, mankind is politically awakened and stirring, activated and aware, and that generally – as Zbigniew Brzezinski explains – generally is aware of global inequalities, exploitation, and disrespect. This awakening is largely the result of the information revolution – thus revealing the contradictory nature of the globalization project – as while it globalizes power and oppression, so too does it globalize awareness and opposition. This awakening is the greatest threat to entrenched elite interests everywhere. The awakening, while having taken root in the global south – already long subjected to exploitation and devastation – is now stirring in the west, and will grow as the economy crumbles. As the middle classes realize their consumption was an illusion of wealth, they will seek answers and demand true change, not the Wall Street packaged ‘brand-name’ change of Obama Inc., but true, inspired, and empowering change.

In 1967, Martin Luther King delivered a speech in which he spoke out against the Vietnam War and the American empire, and he stated that, “It seems as if we are on the wrong side of a world revolution.” So now it seems to me that the time has come for that to change.

Andrew Gavin Marshall is a Research Associate with the Centre for Research on Globalization (CRG) .

poem by Ray Lucero
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Allegany Camp

amazing grace circus camp
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amazing place chalet pigeon forge
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amelia earhart in japanese war camp

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poem by Rwetewrt Erwtwer
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