Citatepedia^®.com

All they need to do is to set up some website somewhere selling some bogus product at twenty percent of the normal market prices and people are going to be tricked into providing their credit card numbers.

quote by Kevin Mitnick
Added by Lucian Velea
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Bogus Doses

Your rolling overexposed bogus doses aren't deep.
To keep them away from a 'vision'.
Your rolling overexposed bogus doses aren't deep.
To keep them away from a 'vision'.

Don't leave with a notion to soak,
Your bogus doses will get any info from me.
To keep me away from what's been 'visioned'.
Your rolling overexposed bogus doses aren't deep.
Not deep enough to cloud...
A 'vision'.

Your rolling overexposed bogus doses aren't deep,
To keep them away from the 'vision'.

Whatever that you do,
Has been done and 'thunked! '
With a doing of it in most eyes like a basketball dunked.
Swish, swoosh that's it.
And people who have seen this have a 'vision'.

You can't exchange the truth for a dollar.
Or change its appearance to ensure it fits.
Swish, swoosh that's it.
And people who have seen this have a 'vision'.
And people who have seen this have a 'vision'.

Swish, swoosh that's it.
Swish, swoosh that's it.
And people who have seen this have a 'vision'.
Take your bogus doses.
People who have seen this have a 'vision'.
And to witness focused.

Whatever that you do,
Has been done and 'thunked! '
With a doing of it in most eyes like a basketball dunked.
Swish, swoosh that's it.
Swish, swoosh that's it.
And people who have seen this have a 'vision'.
Now take your bogus doses.
Take your bogus doses.
Now take your bogus doses...
Away, away!

Now take your bogus doses.
Take your bogus doses.
Now take your bogus doses...
Away!

poem by Lawrence S. Pertillar
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Prince Hohenstiel-Schwangau, Saviour of Society

Epigraph

Υδραν φονεύσας, μυρίων τ᾽ ἄλλων πόνων
διῆλθον ἀγέλας . . .
τὸ λοίσθιον δὲ τόνδ᾽ ἔτλην τάλας πόνον,
. . . δῶμα θριγκῶσαι κακοῖς.

I slew the Hydra, and from labour pass'd
To labour — tribes of labours! Till, at last,
Attempting one more labour, in a trice,
Alack, with ills I crowned the edifice.

You have seen better days, dear? So have I —
And worse too, for they brought no such bud-mouth
As yours to lisp "You wish you knew me!" Well,
Wise men, 't is said, have sometimes wished the same,
And wished and had their trouble for their pains.
Suppose my Œdipus should lurk at last
Under a pork-pie hat and crinoline,
And, latish, pounce on Sphynx in Leicester Square?
Or likelier, what if Sphynx in wise old age,
Grown sick of snapping foolish people's heads,
And jealous for her riddle's proper rede, —
Jealous that the good trick which served the turn
Have justice rendered it, nor class one day
With friend Home's stilts and tongs and medium-ware,—
What if the once redoubted Sphynx, I say,
(Because night draws on, and the sands increase,
And desert-whispers grow a prophecy)
Tell all to Corinth of her own accord.
Bright Corinth, not dull Thebes, for Lais' sake,
Who finds me hardly grey, and likes my nose,
And thinks a man of sixty at the prime?
Good! It shall be! Revealment of myself!
But listen, for we must co-operate;
I don't drink tea: permit me the cigar!
First, how to make the matter plain, of course —
What was the law by which I lived. Let 's see:
Ay, we must take one instant of my life
Spent sitting by your side in this neat room:
Watch well the way I use it, and don't laugh!
Here's paper on the table, pen and ink:
Give me the soiled bit — not the pretty rose!
See! having sat an hour, I'm rested now,
Therefore want work: and spy no better work
For eye and hand and mind that guides them both,
During this instant, than to draw my pen
From blot One — thus — up, up to blot Two — thus —
Which I at last reach, thus, and here's my line
Five inches long and tolerably straight:

[...] Read more

poem by Robert Browning (1871)
Added by Veronica Serbanoiu
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Now I Need You

You parting words still echo clear on the day you left me
If you need me Ill be there, you said youd always help me
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Now l need you, l need you, l need you, l need you
L need you, l need you right now
L cant seem to satisfy anyone around me
You hold my hand and see me through
All the things that bound me
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Im calling you now (oh now I need you)
Calling you now (oh how I need you)
Please come to me now
I need you
I need you (oh how l need you)
I need you (oh how I need you)
I need you (oh how I need you)
I need you (oh how I need you)
Oh how I need you, oh how I need you
Having learned to live with you
Its hard to live without you
You always said if I were down,
To cheer me you would be around
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Now l need you, l need you, l need you, l need you
L need you, l need you right now
Im calling you now
(oh how I need you)
Calling you now
(oh how I need you)
Please come to me now
(oh how I need you)
Please come to me now
(oh how I need you) I need you now
(oh how I need you)

song performed by Donna Summer
Added by Lucian Velea
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Through the eyes of a Field Coronet (Epic)

Introduction

In the kaki coloured tent in Umbilo he writes
his life’s story while women, children and babies are dying,
slowly but surely are obliterated, he see how his nation is suffering
while the events are notched into his mind.

Lying even heavier on him is the treason
of some other Afrikaners who for own gain
have delivered him, to imprisonment in this place of hatred
and thoughts go through him to write a book.

Prologue

The Afrikaner nation sprouted
from Dutchmen,
who fought decades without defeat
against the super power Spain

mixed with French Huguenots
who left their homes and belongings,
with the revocation of the Edict of Nantes.
Associate this then with the fact

that these people fought formidable
for seven generations
against every onslaught that they got
from savages en wild animals

becoming marksmen, riding
and taming wild horses
with one bullet per day
to hunt a wild antelope,

who migrated right across the country
over hills in mass protest
and then you have
the most formidable adversary
and then let them fight

in a natural wilderness
where the hunter,
the sniper and horseman excels
and any enemy is at a lost.

Let them then also be patriotic
into their souls,
believe in and read
out of the word of God

[...] Read more

poem by Gert Strydom
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My Twenty-Four Plus One More

How I love twenty-five
From her hips to her lips
How I worship twenty-five
From her nose to her dainty toes

I love twenty-five
From her eyes to her thighs
I really love twenty-five
From her hair to everywhere

I admire twenty-five
From her footwear to her underwear
I live for twenty-five
Seven days twenty-four she I adore

I love and desire my twenty-five
From her hands to her fingers she’s a winner
Twenty-five is the answer to all my payers
She’s as refreshing as pure spring waters

Twenty-five has a beautiful face
The curves of her behind right down to her waistline
She is slim and neat and likes to keep things discrete
She has a great body dressed her best never gaudy

Twenty-five is so dam sexy
She’s so sweet and foxy
Twenty-five is one of the world’s most natural beauties
Can’t wait to see her booty in her panties

I love her purple, white, and black sweater
I some how know how to make her feel better
I truly love gregarious twenty-five
She is the reason I stay alive

Sweetness I find in twenty-five
In her love I can thrive
She is every beat of my heart
By the hands Michael Angelo, she’s truly a work of art

I’d give her the world if I could
In my arms to stay she should
She is like symphony from Mozart
She is love and my sweetheart

I was in love at first sight
She makes me feel that everything will be alright
Twenty-five loves her some penguins
If only down she would lay all her burdens

[...] Read more

poem by Wilfred Mellers
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Sestina Otiosa

Our great work, the Otia Merseiana,
Edited by learned Mister Sampson,
And supported by Professor Woodward,
Is financed by numerous Bogus Meetings
Hastily convened by Kuno Meyer
To impose upon the Man of Business.

All in vain! The accomplished Man of Business
Disapproves of Otia Merseiana,
Turns his back on Doctor Kuno Meyer;
Cannot be enticed by Mister Sampson,
To be present at the Bogus Meetings,
Though attended by Professor Woodward.

Little cares the staid Professor Woodward:
He, being something of a man of business,
Knows that not a hundred Bogus Meetings
To discuss the Otia Merseiana
Can involve himself and Mister Sampson
In the debts of Doctor Kuno Meyer.

So the poor deluded Kuno Meyer,
Unenlightened by Professor Woodward --
Whom, upon the word of Mister Sampson,
He believes to be a man of business
Fit to run the Otia Merseiana --
Keeps on calling endless Bogus Meetings.

Every week has now its Bogus Meetings,
Punctually convened by Kuno Meyer
In the name of Otia Merseiana:
Every other week Professor Woodward
Takes his place, and, as a man of business,
Audits the accounts with Mister Sampson.

He and impecunious Mister Sampson
Are the mainstay of the Bogus Meetings;
But the alienated Man of Business
Cannot be allured by Kuno Meyer
To attend and meet Professor Woodward,
Glory of the Otia Merseiana.

Kuno Meyer! Great Professor Woodward!
Bogus Meetings damn, for men of business,
Mister Sampson's Otia Merseiana.

poem by Sir Walter Raleigh
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Soboba

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[...] Read more

poem by Rwetewrt Erwtwer
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The Magic of Numbers

The Magic of Numbers—1

How strange it was to hear the furniture being moved around in the apartment upstairs!
I was twenty-six, and you were twenty-two.

The Magic of Numbers—2

You asked me if I wanted to run, but I said no and walked on.
I was nineteen, and you were seven.

The Magic of Numbers—3

Yes, but does X really like us?
We were both twenty-seven.

The Magic of Numbers—4

You look like Jerry Lewis (1950).

The Magic of Numbers—5

Grandfather and grandmother want you to go over to their house for dinner.
They were sixty-nine, and I was two and a half.

The Magic of Numbers—6

One day when I was twenty-nine years old I met you and nothing happened.

The Magic of Numbers—7

No, of course it wasn’t I who came to the library!
Brown eyes, flushed cheeks, brown hair. I was twenty-nine, and you were sixteen.

The Magic of Numbers—8

After we made love one night in Rockport I went outside and kissed the road
I felt so carried away. I was twenty-three, and you were nineteen.

The Magic of Numbers—9

I was twenty-nine, and so were you. We had a very passionate time.
Everything I read turned into a story about you and me, and everything I did was turned into a poem.

[...] Read more

poem by Kenneth Koch
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Twenty Years

I burned the bridge. There's no going back.
Would never be ten or fifteen again.
Opening my eyes to a blood red sky
Designed with black and all shades of darkness
Inscribed in it was 'Welcome To Life'
I cried and cried, everyone smiled and grinned
I really don't wanna be here but ssshh
You can't say that, life is for living
The dead hath no friendship with the living
Holding the back of hope's hand
On the other hand holding tightly
The photograph of the days of my life.
I run for my dear...not so dear life
Here comes the seasons changing on me again
When it rains, it pours, I drown, and become rain
When it shines, it burns, I ignite, and become passion
There's been no rain, I prayed
Took an umbrella, with faith in my chest
I chilled under the sky for an answer
It didn't rain, so I went for a gin
Twenty years. Twenty failures. One cynic.
Pure Russian water wash through my bleeding soul.
Twenty years looking for something
Not sure what, the whole world is moving
I'm standing, chilling, and stilling
A confused fish, stuck in life, a tough shore
Death and nothingness, the peaceful ocean
How do you fill up an empty heart?
Twenty years with an empty side
The best way to give your life a meaning
Is to give someone's life a meaning
Twenty years, I've sounded an alarm
To the higher heavens, to the Only one
But how do you give what you don't have?
Twenty years. Twenty heartbreaks. Twenty failures. Twenty prayers.
Twenty kisses. Twenty goodbyes.
Twenty attempts. Still breathing.
Twenty caresses by Him who wooed me young
He who loves and chases me old
Yet His absence is chilling and silence, killing.
Twenty years. Of clueless motions.
And the crowds' mental insanity.
Twenty years. History has told her story.
Time is penning my story.
I repeat again; I wish I knew
At any point knew how life should be lived.
Twenty years. Prince Charming. Remained a frog, or perhaps had disdain for sleeping beauty.
Twenty years. The rain is pouring, my heart is needing
But the umbrella's missing.
Disney made me dream...weak...love

[...] Read more

poem by Jenim Dibie
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Need Ya

I used to be a very carefree man,
A loving man of the world.
Yeah, I would still be except for the time
When I met ya, little girl.
Say, I've tried and I've tried but I just can't.
You sure got a hold on me.
Ah, your good, good lovin' is makin' me faint,
Mama, please don't set me free.
Because I need ya, need ya, need ya, need ya, yeah.
(Need ya, need ya)
Oh, need ya, need ya, need ya, need ya, yeah.
(Need ya, need ya)
You got that kinda air that drives me insane
And sometime ya sure got me new.
Ah, sometimes I feel like knockin' you down,
But I would never pull that scene.
Though I get tired, I know that you know
That I'd never do you wrong.
'Cause when it's late and I feel down, turn the lights on low
And I will hold things in my soul.
'Cause I need ya, need ya, need ya, need ya, yeah.
(Need ya, need ya)
I'm gonna need ya, need ya, need ya, need ya, yeah.
(Need ya, need ya)
Yeah ... ooh yeah.
Ah, need ya, need ya, need ya, need ya, yeah.
(Need ya, need ya, need ya, need ya)
You know I need ya, need ya, need ya, need ya, yeah.
(Need ya, need ya, need ya, need ya)
Yeah, oh, oh, need ya, need ya, need ya, need ya, yeah.
(Need ya, need ya, need ya, need ya)
Oh yeah, need ya, need ya, need ya, need ya, yeah.
Oh, ... (Need ya, need ya, need ya, need ya )
Oh, ... (Need ya, need ya, need ya , need ya)

song performed by Bob Seger
Added by Lucian Velea
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Sobre Horizontes

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[...] Read more

poem by Rwetewrt Erwtwer
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XI. Guido

You are the Cardinal Acciaiuoli, and you,
Abate Panciatichi—two good Tuscan names:
Acciaiuoli—ah, your ancestor it was
Built the huge battlemented convent-block
Over the little forky flashing Greve
That takes the quick turn at the foot o' the hill
Just as one first sees Florence: oh those days!
'T is Ema, though, the other rivulet,
The one-arched brown brick bridge yawns over,—yes,
Gallop and go five minutes, and you gain
The Roman Gate from where the Ema's bridged:
Kingfishers fly there: how I see the bend
O'erturreted by Certosa which he built,
That Senescal (we styled him) of your House!
I do adjure you, help me, Sirs! My blood
Comes from as far a source: ought it to end
This way, by leakage through their scaffold-planks
Into Rome's sink where her red refuse runs?
Sirs, I beseech you by blood-sympathy,
If there be any vile experiment
In the air,—if this your visit simply prove,
When all's done, just a well-intentioned trick,
That tries for truth truer than truth itself,
By startling up a man, ere break of day,
To tell him he must die at sunset,—pshaw!
That man's a Franceschini; feel his pulse,
Laugh at your folly, and let's all go sleep!
You have my last word,—innocent am I
As Innocent my Pope and murderer,
Innocent as a babe, as Mary's own,
As Mary's self,—I said, say and repeat,—
And why, then, should I die twelve hours hence? I—
Whom, not twelve hours ago, the gaoler bade
Turn to my straw-truss, settle and sleep sound
That I might wake the sooner, promptlier pay
His due of meat-and-drink-indulgence, cross
His palm with fee of the good-hand, beside,
As gallants use who go at large again!
For why? All honest Rome approved my part;
Whoever owned wife, sister, daughter,—nay,
Mistress,—had any shadow of any right
That looks like right, and, all the more resolved,
Held it with tooth and nail,—these manly men
Approved! I being for Rome, Rome was for me.
Then, there's the point reserved, the subterfuge
My lawyers held by, kept for last resource,
Firm should all else,—the impossible fancy!—fail,
And sneaking burgess-spirit win the day.
The knaves! One plea at least would hold,—they laughed,—
One grappling-iron scratch the bottom-rock

[...] Read more

poem by Robert Browning from The Ring and the Book
Added by Veronica Serbanoiu
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IV. Tertium Quid

True, Excellency—as his Highness says,
Though she's not dead yet, she's as good as stretched
Symmetrical beside the other two;
Though he's not judged yet, he's the same as judged,
So do the facts abound and superabound:
And nothing hinders that we lift the case
Out of the shade into the shine, allow
Qualified persons to pronounce at last,
Nay, edge in an authoritative word
Between this rabble's-brabble of dolts and fools
Who make up reasonless unreasoning Rome.
"Now for the Trial!" they roar: "the Trial to test
"The truth, weigh husband and weigh wife alike
"I' the scales of law, make one scale kick the beam!"
Law's a machine from which, to please the mob,
Truth the divinity must needs descend
And clear things at the play's fifth act—aha!
Hammer into their noddles who was who
And what was what. I tell the simpletons
"Could law be competent to such a feat
"'T were done already: what begins next week
"Is end o' the Trial, last link of a chain
"Whereof the first was forged three years ago
"When law addressed herself to set wrong right,
"And proved so slow in taking the first step
"That ever some new grievance,—tort, retort,
"On one or the other side,—o'ertook i' the game,
"Retarded sentence, till this deed of death
"Is thrown in, as it were, last bale to boat
"Crammed to the edge with cargo—or passengers?
"'Trecentos inseris: ohe, jam satis est!
"'Huc appelle!'—passengers, the word must be."
Long since, the boat was loaded to my eyes.
To hear the rabble and brabble, you'd call the case
Fused and confused past human finding out.
One calls the square round, t' other the round square—
And pardonably in that first surprise
O' the blood that fell and splashed the diagram:
But now we've used our eyes to the violent hue
Can't we look through the crimson and trace lines?
It makes a man despair of history,
Eusebius and the established fact—fig's end!
Oh, give the fools their Trial, rattle away
With the leash of lawyers, two on either side—
One barks, one bites,—Masters Arcangeli
And Spreti,—that's the husband's ultimate hope
Against the Fisc and the other kind of Fisc,
Bound to do barking for the wife: bow—wow!
Why, Excellency, we and his Highness here
Would settle the matter as sufficiently

[...] Read more

poem by Robert Browning from The Ring and the Book
Added by Veronica Serbanoiu
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Free, Male, & Twenty-one

Were free
Were male
Were twenty-one
Free, male, and twenty-one
Free, male, and twenty-one
Its not enough to be twenty-one and free
Its not the same as male and twenty-one
Free, male, and twenty-one
This is such a fine distinction
The career that weve begun
I just made twenty-one
Im old enough to run
For congressman or clerk of the public works
Or dogcatcher or something just as dumb
If I should choose to run
I make no exaggeration
Just a statement of the facts
Now Im second generation
And I am manly to the max
And no one can decree
Just who I have to be
The choice is up to me
And if I could be anything, Id be
Male and twenty-one
Its nice to be a man
I use it all I can
I never had a choice for a higher voice
But I have to say Im glad to be a man
Since this is what I am
Sigmund freud may have a crisis
With his own identity
But theres nothing wrong with me
Because I enjoy being a boy
And all that it will say upon my resume
Free, male, and twenty-one
Free, male, and twenty-one
Free, male, and twenty-one
Free, male, and twenty-one
If I could change
Change anything, everything
Everything in the world
Then I would make
Half of the world
Free, male, and twenty-one
Free, male, and twenty-one
Free, male, and twenty-one
And I dont believe in heaven
What a let down it would be
And I hope theres not a hell
But there must be a God cause he made me

[...] Read more

song performed by Todd Rundgren
Added by Lucian Velea
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S. N. A. F. U.

Now, the industry has got me thinking twice
Thinking with the treble mix, gotta shake em like dice
Let the whole world know I cant go for that
Girls know that I got gold and stacks
In every cul de sac from the streets to the clubs
Im making hits and everybodys showing love
Fact is Im back and Im rolling like jackson
Wont stop until Im back at multi platinum
So I start with some action, Im the main attraction
Here to lie down to the west crackin
Stackin big chips, holmes, gotta get em
Hauling in lots of residuals, what you got
You cant choose me
Bring it to you live for the year 2g
Situation normal all fu_ked up
Situation normal all fu_ked up
Situation normal all fu_ked up
Situation normal all fu_ked up
Thought I was a puppet you tried to play me
Yeah - and Im going crazy
Thought I was a puppet you tried to play me
No - you never ever made me
Thought I was a puppet you tried to play me
Yeah - and Im going crazy
Thought I was a puppet you tried to play me
No - Im all fu_ked up
Yo, ice its jim splice me in - no, stop
Begin, pause, cause I gotta call the next of kin
Tell em where you been, tell em that youre ok
Doa, here say, no way, wont say
Dead yes, dead all, not dead and gone
Like a multi-leader, a little bit withdrawn
Time and go like a vicious cycle
Then wham, make em think that you are coming out like george michael
On par to make people to turn in no sooner
Hook, line, and sinker; like charlie the tuna
Drop the hero and get with the zero
Ill try to keep it clean like mr. belvedere
Fu_k me, fu_k you, fu_k the single
Dont want to take it in the can, youre not pringles
But once you pop you cant stop
So dont interrupt - situation normal all fu_ked up
Situation normal all fu_ked up
Situation normal all fu_ked up
Situation normal all fu_ked up
Situation normal all fu_ked up
Thought I was a puppet you tried to play me
Yeah - and Im going crazy
Thought I was a puppet you tried to play me
No - you never ever made me

[...] Read more

song performed by Vanilla Ice
Added by Lucian Velea
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Canto the First

I
I want a hero: an uncommon want,
When every year and month sends forth a new one,
Till, after cloying the gazettes with cant,
The age discovers he is not the true one;
Of such as these I should not care to vaunt,
I'll therefore take our ancient friend Don Juan—
We all have seen him, in the pantomime,
Sent to the devil somewhat ere his time.

II
Vernon, the butcher Cumberland, Wolfe, Hawke,
Prince Ferdinand, Granby, Burgoyne, Keppel, Howe,
Evil and good, have had their tithe of talk,
And fill'd their sign posts then, like Wellesley now;
Each in their turn like Banquo's monarchs stalk,
Followers of fame, "nine farrow" of that sow:
France, too, had Buonaparté and Dumourier
Recorded in the Moniteur and Courier.

III
Barnave, Brissot, Condorcet, Mirabeau,
Petion, Clootz, Danton, Marat, La Fayette,
Were French, and famous people, as we know:
And there were others, scarce forgotten yet,
Joubert, Hoche, Marceau, Lannes, Desaix, Moreau,
With many of the military set,
Exceedingly remarkable at times,
But not at all adapted to my rhymes.

IV
Nelson was once Britannia's god of war,
And still should be so, but the tide is turn'd;
There's no more to be said of Trafalgar,
'T is with our hero quietly inurn'd;
Because the army's grown more popular,
At which the naval people are concern'd;
Besides, the prince is all for the land-service,
Forgetting Duncan, Nelson, Howe, and Jervis.

V
Brave men were living before Agamemnon
And since, exceeding valorous and sage,
A good deal like him too, though quite the same none;
But then they shone not on the poet's page,
And so have been forgotten:—I condemn none,
But can't find any in the present age
Fit for my poem (that is, for my new one);
So, as I said, I'll take my friend Don Juan.

[...] Read more

poem by Byron from Don Juan (1824)
Added by Veronica Serbanoiu
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A Wanta Be

Pity all the wanta bees
drones to misfortune
short cut seekers to fame
beware hidden strings
to make a puppet dance!

Do you know a wanta be?

Andy G is an incurable wanta be
poor fool he wants to be rich famous
to live the life a fabulous dream life
one of those people who will always spend
all their salary plus more always more

always broke so he self cursing claims
except when secretly spending
always spending spending spending
running up new credit card debit
credit card debit is a vicious scary trap

highest interest readily bank available
springs shut like a clamp clam
when maxed out your purchase quota
no interest no interest no interest
for three six months pulls suckers in

credit card debit is a deadly sickness
infecting spend spend spend target pigeons
come pay day minimum payment
is one day more required than you can ever pay
more than you can pay with food bills manage

now juggle bills finances spend master
mortgage luxury purchase payments
here comes lurking repossession master
taking back toys temporary joys
leaving horrible black holes holes holes

in your hollow empty souls souls souls
stripping house flat bare of furnishings
rooms bare cupboards bare do you care
credit card fraud juggler credit card fraud
is a crime to jail you must go go go

possessions people do not make us happy
we must find that happiness within ourselves
it is not the duty of any except ourselves
to find life purpose to fill all the empty spaces
forget false dreams temporal credit card bliss

[...] Read more

poem by Terence George Craddock
Added by Poetry Lover
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Social Insecurity

Strapped Seniors use credit cards ‘stead of cash
To stay afloat, after losing their stocks n’ bonds
Yet more victims of another Wall Street crash
“Let them eat cake” is what the Fed responds

ROTMS

From Reuters Article 10/23/2010
Retired and broke: Why retirees are declaring bankruptcy

For more and more seniors, retirement doesn’t mean a debt-free life of leisure. An increasing number of Americans aged 65 and older are declaring bankruptcy, according to a recent study by John Pottow, professor of law at the University of Michigan Law School.
Those aged 65 and older represented seven percent of bankruptcy filers in 2007, a mind-boggling jump from 1991. They are the “fastest-growing age demographic, ” according to Pottow’s study.
What’s the culprit for so much debt? Credit cards. Two-thirds of Americans who filed for bankruptcy said credit cards were the key reason for their financial problems, according to Pottow’s research. Besides having more credit card debt compared with younger bankruptcy filers,44.8 percent of those aged 65 and older also had more plastic in their wallets. “They’re using credit cards as a maladaptive coping mechanism, ” Pottow says.
Stephanie Osterland, a supervisor in the bankruptcy department at GreenPath debt solutions, sees an increasing number of seniors living beyond their means. Says Osterland: “They’re just trying to live off of a fixed income, and that’s usually Social Security. Maybe they have a small pension. We find they’ve used credit cards to supplement that income and expenses or they just end up getting into a lot of medical debt.”
In addition to escalating medical expenses, seniors have seen their portfolios hit hard by the lagging stock market. Carolyn Rodi of Saving Your American Dream says those considering bankruptcy should see a credit counselor at a non-profit organization to get their finances in order.
Credit counselors, such as those at GreenPath, help the elderly deal with a stressful situation. “We try to help them focus on what it’s going to look like” after they get out of debt, Osterland says.
Rodi also recommends that potential bankruptcy filers seek out pro-bono legal aid. “There are a lot of elderly people that are being taken advantage of by bankruptcy attorneys and mortgage brokers who are advising them improperly to pay for the bankruptcy, take out a reverse mortgage or to do things that aren’t in their best interest, ” she says. ”If you have no income, why should you borrow to pay someone when you can get free legal aid? ”
What are the chances of a senior paying off his or her debts? It’s difficult to determine, especially because seniors tend to be on a fixed income. And while finding a job — such as a WalMart greeter — seems like a viable option, it is not necessarily feasible for all seniors to work.
In addition, whether or not a person declares Chapter 7 (which involves the liquidation of one’s assets) or Chapter 13 (which allows debt restructuring) bankruptcy can be a significant factor in determining what one’s lifestyle will be. “If you have to file for Chapter 7 bankruptcy, you may be able to find affordable housing that allows you to just get by, ” says Rodi. “Chapter 13 lets you keep your house and doesn’t touch your retirement savings.”
Regardless, filing for bankruptcy is very stressful for anyone. “A lot of our clients in that post-retirement age have a hard time coming to grips with their situation, ” Osterland says. “It’s very emotional for them. We try to focus on the future and see if this debt can be lifted off their shoulders.”

poem by Ray Lucero
Added by Poetry Lover
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Itch

Ha ha ha (ahh)
Don't wanna hurt you (hurt you baby)
You think you love me, but you don't really know me
Don't wanna hurt you (hurt you baby)
Wanna go ride, not a backseat drive
Ahhhhh ooh - ay ay ay I need
Ahhhhh ohh - something inside that you can't provide
I'm feeling the itch again
I need to get tricked again
I'm starting to twitch again
I feel the itch again
I'm starting to twitch again
I need to get tricked again
I feel the itch again
I feel the itch
i-i-itch, i-i-i-i-itch (ahh)
i-i-itch (ahh), i-i-i-i-itch
Don't want to hurt you (hurt you baby)
You can hug me, but you can't really hold me
what I do, and it's crazy
Don't wanna be cold, but I'm out of control
Ahhhhh ooh - ay ay ay that's true
Ahhhhh ooh - wish I could, but I can't be good
I'm feeling the itch again
I need to get tricked again
I'm starting to twitch again
I feel the itch again
I'm starting to twitch again
I need to get tricked again
I feel the itch
I feel the itch again
i-i-itch, i-i-i-i-itch (ahh)
i-i-itch (ahh), i-i-i-i-itch
Cause I want to go down wanna feel my heart pound
Don't you know that I get restless
You can't reach where I need scratching
So feel the itch again
Itch
Itch
Ahhhhh ooh - ay ay ay I need
Something inside that you can't provide
I'm feeling the itch again
I need to get tricked again
I'm starting to twitch again
I feel the itch again
I'm starting to twitch again
I need to get tricked again
I feel the itch again
I feel the itch
Yeah yeah, I feel the itch again

[...] Read more

song performed by Vitamin C
Added by Lucian Velea
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Virginia's Story

Elizabeth Gates-Wooten is my Grand mom.

She was born in Canada with her father and brothers.
They owned a Barber Shoppe.
I don't remember exactly where in Canada.
I believe it was right over the border like Windsor or Toronto.
I never knew exactly where it was.

When she was old enough she got married.

First, she married a man by the name of Frank Gates.
He was from Madagascar.
He fathered my mom and her brother and sister.
The boy's name was Frank Gates, Jr.
Two girls name were Anna and Agnes.

Agnes was my mother.

Frank Gates went crazy after the war
He drank a lot and died
Then grandma Elizabeth married a man by the name of Mr. Wooten.
He had a German name, but I don't think he was German.
She took his last name after they got married.

Then they moved to West Virginia in the United States.

Their son, Frank Gates Jr. Became a delegate in the democratic party.
He use to get into a lot of trouble because he liked to fight.
He was a delegate from the 1940's to 1970's.
He died of gout in the 1970's.

Anna was a maid and cook.

She baked cakes and stuff for people as a side line.
She had a hump on her back (scoliosis) .
She had to walk with a cane.
She could cook good though.
She did this kind of work all of her life, just like her mom, Elizabeth

They were both good cooks

They had a lot of money because they had these skills
Especially when people had parties.
Because they would make all of this food and then they would have left-overs.
We got to eat a lot of stuff we normally wouldn't get because of that.
When they cooked, they didn't use no measuring stuff, they would just use there hand.

My moms name was Agnes Barrie Gates.

She married James Wright and moved to Cleveland.

[...] Read more

poem by Talile Ali
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