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<div style="background:#fff;border:#bbb dashed 1px;padding:5px"><a href="http://www.citatepedia.com/comments.php?id=32497" style="color:#000;text-decoration:none"><a href="http://www.citatepedia.com/comments.php?id=32497" style="color:#000;text-decoration:none">Life offers two great gifts--time, and the ability to choose how we spend it. Planning is a process of choosing among those many options. If we do not choose to plan, then we choose to have others plan for us.</a><br><br /></a>quote by <strong><a rel="author" href="http://authors.citatepedia.com/by.php?a=Richard+I.+Winword">Richard I. Winword</a></strong></div>

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